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$1,195,000

Listing Price

4beds

3baths

2,427sqft

17,722sqft lot

3 Water Oak, Fernandina Beach, FL 32034

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

374.29

Price / sqft

1982

Year built

Home Details

Experience coastal living at its finest! Uncover the hidden potential of this seaside retreat nestled within the esteemed confines of Omni Amelia Island Plantation. Just minutes from the pristine beaches of Amelia Island, recognized in 2024 as The Best Island in the U.S. by Global Traveler magazine, this expansive 4-bedroom, 3-bathroom home spans nearly 2, 300 square feet, offering a captivating fusion of space, promise, and coastal allure. Step inside to discover a thoughtfully designed floor plan boasting spacious, inviting living areas, lofty ceilings, and abundant windows that welcome in natural light, illuminating the potential for creating the ideal seaside escape. Outside, the property showcases a generous lot adorned with mature landscaping and ample open space, perfect for outdoor gatherings, landscaping enhancements, or the addition of a pool or spa to create your own private oasis. Residents of this coveted community relish access to a wealth of amenities including championship golf courses, tennis courts, aquatic activities, parks, scenic trails, acclaimed dining establishments, and pristine beaches merely minutes away. Embrace the tranquil surroundings and lush greenery that epitomize life within this esteemed beachside enclave, where every day presents an opportunity for relaxation and rejuvenation. Experience the coastal lifestyle while you reimagine this expansive residence, where each space holds the promise of revitalization and modernization to suit your vi

Interior Details

Square Feet
  • 2427

Bedrooms
  • 4

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 17722

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Wood

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$5,413

$0

$0

--%

$371,894

2019

$5,364

$0

$0

--%

$363,533

2018

$5,376

$0

$0

--%

$356,755

2017

$4,965

$0

$0

--%

$349,417

2016

$4,869

$0

$0

--%

$342,230

2014

$5,265

$0

$0

--%

$337,154

2013

$4,961

$150,000

$182,171

--%

$332,171

2012

$5,520

$0

$0

--%

$363,345

percent-home-icon

Average Home Price in 32034

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$1,356,459

3 Beds

3 Baths

2,303 Sqft

18,824 Lot (sqft)

Sold 09/18/2026

$1,424,838

2 Beds

2.5 Baths

2,365 Sqft

19,597 Lot (sqft)

Sold 09/03/2026

$683,713

4 Beds

2 Baths

2,373 Sqft

11,458 Lot (sqft)

Sold 08/14/2026

$1,195,000

4 Beds

3 Baths

2,427 Sqft

17,722 Lot (sqft)

Sold 09/29/2026

$1,595,000

3 Beds

3 Baths

2,336 Sqft

16,907 Lot (sqft)

Sold 10/26/2026

$1,351,995

3 Beds

2 Baths

2,205 Sqft

15,631 Lot (sqft)

Sold 10/27/2026

$2,500,994

4 Beds

4 Baths

2,419 Sqft

15,079 Lot (sqft)

Sold 10/27/2026

$1,585,000

3 Beds

3.5 Baths

2,525 Sqft

8,362 Lot (sqft)

Sold 10/26/2026

$1,450,576

3 Beds

2 Baths

2,214 Sqft

8,020 Lot (sqft)

Sold 10/27/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,195,000
$
Down payment
239,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
7,170
$
HOA (Monthly)
0
$
PMI
0
$
$7,735
Your Payment
Total Monthly Payment:$7,735
Percent of Income:133%
Affordable:No

Details for 3 WATER OAK

Property Debt

Foreclosure Contact Details