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$230,816

Listing Price

3beds

1baths

1,270sqft

7,405sqft lot

286 Villa St, Elgin, IL 60120

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

181.74

Price / sqft

1900

Year built

Home Details

Move-in ready 3-bedroom, 1-bath home just steps from Downtown Elgin! This well-maintained property features a functional layout with a first-floor bedroom and full bath, ideal for flexible living or those looking to minimize stairs. Two additional bedrooms are located upstairs for added privacy. Recent updates include a fully renovated bathroom with new tile and fixtures, new flooring throughout, fresh interior paint, a new electrical panel with 100-amp service, and newer furnace and water heater. Enjoy a spacious backyard perfect for entertaining, pets, or gardening, along with a 1.5-car garage offering additional storage. Conveniently located near downtown shops, restaurants, Metra, and riverwalk amenities. A great opportunity for first-time buyers, downsizers, or anyone seeking a move-in ready home in a prime location.

Interior Details

Square Feet
  • 1270

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7405

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$3,222

$8,485

$32,023

--%

$40,508

2018

$2,889

$7,993

$27,233

--%

$35,226

2017

$2,808

$7,556

$25,745

--%

$33,301

2016

$2,654

$7,010

$23,884

--%

$30,894

2015

$2,587

$6,425

$21,892

--%

$28,317

2013

$2,202

$6,513

$26,108

--%

$32,621

percent-home-icon

Average Home Price in 60120

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$169,000

3 Beds

1 Baths

1,456 Sqft

3,485 Lot (sqft)

Sold 09/29/2026

$770,000

3 Beds

2 Baths

1,284 Sqft

8,712 Lot (sqft)

Sold 10/06/2026

$300,373

3 Beds

1 Baths

1,364 Sqft

3,920 Lot (sqft)

Sold NaN/NaN/NaN

$234,119

3 Beds

2 Baths

1,426 Sqft

5,491 Lot (sqft)

Sold 10/06/2026

$200,563

3 Beds

3 Baths

1,343 Sqft

7,405 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
230,816
$
Down payment
46,163.20
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,384.89
$
HOA (Monthly)
0
$
PMI
0
$
$1,494
Your Payment
Total Monthly Payment:$1,494
Percent of Income:26%
Affordable:Yes

Details for 286 VILLA ST

Property Debt

Foreclosure Contact Details