8509 Valley Hill Dr, Birmingham, AL 35206

4-bedroom home WITH a pool for under $200K?! Step inside to bright, beautiful, open space! The living area boasts a cozy fireplace, perfect for relaxing, and flows into the dining spaceideal for entertaining! The kitchen is a cooks dream with ample counter space and matching appliances that stay! On the main level, the primary suite offers two closets and a spacious en-suite. Two more bedrooms and a large guest bath complete this level. Downstairs, a versatile 4th bedroom can serve as an office/playroom/craft roomthe possibilities are endless! Just off the kitchen/dining area, the covered deck leads to an incredible in-ground pool, plus a lounging deck! A storage building in the backyard adds convenience. Backs up to Ruffner Mountain for ultimate privacy! New pool liner and HVAC! This home is eligible for 2 specialty products: 1. A special interest rate up to 2% below the current market(3-5% down payment, reduced MI) OR 2. 100% financing (NO MI) if you use United Community Mortgage.