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$400,000

Listing Price

4beds

2.5baths

1,896sqft

8,030sqft lot

2130 Valley Creek Dr, Elgin, IL 60123

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

210.97

Price / sqft

1986

Year built

Home Details

Classic charm meets everyday comfort in this well-maintained 4 bedroom, 2.5 bath Colonial home in the desirable Valley Creek neighborhood of Elgin. Set on a beautifully landscaped lot with mature trees, an inviting front porch and a welcoming community atmosphere, this home is conveniently located within walking distance of parks and the local elementary school. The main level features a spacious living room, formal dining room, eat-in kitchen and a large family room anchored by a cozy gas log fireplace, creating an ideal space for relaxing or entertaining. Upstairs, you'll find four generously sized bedrooms, including the primary suite with its own private bath. An attic fan provides added ventilation and comfort. The partially finished basement expands the living space with a rec room, laundry area, crawlspace storage and plenty of flexibility for a home office, gym or additional storage. Outside, enjoy the backyard deck, patio and storage shed, plus a separate electrical hookup and dedicated breaker that could accommodate a future hot tub or other outdoor features. A 2-car attached garage adds everyday convenience, while thoughtful updates including a smart thermostat, new roof in 2023 and windows approximately eight years old provide added peace of mind in this move-in ready home.

Interior Details

Square Feet
  • 1896

Bedrooms
  • 4

Bathrooms
  • 2.5

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 8030

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$6,597

$22,316

$54,325

--%

$76,641

2018

$6,545

$21,023

$51,178

--%

$72,201

2017

$6,403

$19,874

$48,382

--%

$68,256

2016

$6,113

$18,438

$44,885

--%

$63,323

2015

$6,034

$16,900

$41,141

--%

$58,041

2013

$5,381

$17,131

$41,705

--%

$58,836

percent-home-icon

Average Home Price in 60123

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$437,625

4 Beds

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2,163 Sqft

7,841 Lot (sqft)

Sold 09/01/2026

$391,328

4 Beds

2.5 Baths

1,989 Sqft

8,625 Lot (sqft)

Sold 07/07/2026

$358,195

3 Beds

2.5 Baths

1,834 Sqft

9,247 Lot (sqft)

Sold 05/20/2026

$377,478

3 Beds

2 Baths

1,780 Sqft

7,841 Lot (sqft)

Sold 10/13/2026

$399,172

4 Beds

4 Baths

1,760 Sqft

7,841 Lot (sqft)

Sold 10/13/2026

$400,000

4 Beds

2.5 Baths

1,896 Sqft

8,030 Lot (sqft)

Sold 10/18/2026

$399,900

3 Beds

3 Baths

1,928 Sqft

12,247 Lot (sqft)

Sold 10/13/2026

$239,900

4 Beds

2.5 Baths

2,080 Sqft

6,970 Lot (sqft)

Sold 08/01/2017

$412,051

3 Beds

2 Baths

1,738 Sqft

8,276 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
400,000
$
Down payment
80,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,400
$
HOA (Monthly)
0
$
PMI
0
$
$2,589
Your Payment
Total Monthly Payment:$2,589
Percent of Income:44%
Affordable:No

Details for 2130 VALLEY CREEK DR

Property Debt

Foreclosure Contact Details