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$285,000

Listing Price

2beds

2baths

1,449sqft

43,560sqft lot

515 Upper Spencer Mountain Rd, Stanley, NC 28164

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

Auction

For Sale

Single Family

Home type

196.69

Price / sqft

1960

Year built

Home Details

Great location for this brick and vinyl RANCH home that is less than 4 miles to Stanley shopping and restaurants! The floor plan has Living and Dining areas, an open Kitchen with white appliances, a Laundry Room, and a oversized Den. There are 2 Bedrooms and 2 Full Bathrooms, and another room that can be a Bedroom/Office space. Enjoy mature trees and lot of space on an acre lot. The septic permit is for two bedrooms. Home qualifies for USDA and FHA financing per lender. Possible assumable loan.

Interior Details

Square Feet
  • 1449

Bedrooms
  • 2

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Wood (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 43560

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Ranch

Exterior
  • Brick Veneer

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$930

$18,500

$82,260

--%

$100,760

2019

$940

$18,500

$82,260

--%

$100,760

2018

$872

$22,400

$69,478

--%

$91,878

2016

$889

$22,400

$71,205

--%

$93,605

2015

$889

$22,400

$71,205

--%

$93,605

2014

$908

$35,000

$61,677

--%

$96,677

0

$0

$35,000

$61,677

--%

$96,677

2012

$867

$35,000

$61,677

--%

$96,677

percent-home-icon

Average Home Price in 28164

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$283,227

3 Beds

2 Baths

1,278 Sqft

30,492 Lot (sqft)

Sold 09/23/2026

$339,000

3 Beds

2 Baths

1,300 Sqft

23,958 Lot (sqft)

Sold 10/26/2026

$285,000

2 Beds

2 Baths

1,449 Sqft

43,560 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
285,000
$
Down payment
57,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,710
$
HOA (Monthly)
0
$
PMI
0
$
$1,845
Your Payment
Total Monthly Payment:$1,845
Percent of Income:32%
Affordable:No

Auction Details for 515 UPPER SPENCER MOUNTAIN RD

Property Debt

Foreclosure Contact Details