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$299,900

Listing Price

4beds

2.5baths

1,816sqft

5,227sqft lot

45 Union St, Oneonta, NY 13820

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

159.2

Price / sqft

1935

Year built

Home Details

You can feel the love in this classic 4-bedroom 2&1/2 bath Oneonta Colonial located on Union Street, a quiet dead-end street adjoining Wilber Park and a few blocks from the colleges, downtown, and the Oneonta Middle and High School campus. The 2300 sf +/- home has been beautifully maintained and upgraded with a fabulous family room addition and a spacious second-floor primary suite. Please refer to the "Fun Facts" attachment for details on upgrades! On the first floor, youll find a large living room with a fireplace, a formal dining room, an inviting sunroom also with a fireplace, an eat-in kitchen open to the family room, and a half bath. The family room/breakfast room opens to a rear deck and a private, mostly fenced rear yard. Wilber Park, with its trails, pool, tennis courts, playground, and picnic areas, is just steps away across the street. Upstairs, there are four bedrooms, including the generously-sized primary suite with oodles of closet space, and two full baths. The basement offers flex space for exercise, storage, or hobbies, along with laundry facilities. Recent updates include a newer heating system, replacement windows, a newer roof, insulation, fresh paint, and in process- a reinforced deck and more. The detached 2-car barn/garage provides extra storage above. Beautifully landscaped grounds and a partially fenced yard complete this move-in-ready home in one of Oneontas most desirable downtown neighborhoods. This home is a great value and is priced to sell! Hur

Interior Details

Square Feet
  • 1816

Bedrooms
  • 4

Bathrooms
  • 2.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5227

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Colonial

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$5,637

$13,400

$168,600

--%

$182,000

2018

$5,441

$13,400

$168,600

--%

$182,000

2017

$5,394

$13,400

$168,600

--%

$182,000

2016

$5,332

$13,400

$168,600

--%

$182,000

2015

$6,069

$6,000

$129,000

--%

$135,000

2013

$5,513

$6,000

$129,000

--%

$135,000

2012

$5,464

$6,000

$129,000

--%

$135,000

percent-home-icon

Average Home Price in 13820

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3 Beds

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4 Beds

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Sold 10/13/2026

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percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
299,900
$
Down payment
59,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,799.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,941
Your Payment
Total Monthly Payment:$1,941
Percent of Income:33%
Affordable:No

Details for 45 UNION ST

Property Debt

Foreclosure Contact Details