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$186,537

Listing Price

2beds

1baths

1,160sqft

4,356sqft lot

45 Tone Ter, Rochester, NY 14617

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

160.81

Price / sqft

1930

Year built

Home Details

Being offered exclusively as part of an extraordinary three-property package, 45 Tone Terrace is included alongside a spectacular lakefront home boasting 80 feet of private Lake Ontario frontage at 489 Lake Front and an additional neighboring property at 51 Tone Terr, creating a rare opportunity that's nearly impossible to replicate. Located just two homes from the water, you'll enjoy direct access to the staircase leading down to the beach, where morning walks with your dog, afternoons spent kayaking or paddleboarding, and breathtaking sunsets over Lake Ontario become part of everyday life. Conveniently located near both Durand Beach and Charlotte, you'll enjoy easy access to parks, marinas, restaurants, and year-round recreation.nThis 2-bedroom home offers an excellent opportunity for buyers looking to renovate and build equity while benefiting from several major updates already completed. Improvements include new vinyl siding, all new vinyl replacement windows installed last summer, a hot water heater installed last year, and a furnace that's approximately three years old. Inside, you'll find a functional layout with a first-floor full bath, two generously sized bedrooms, and an enclosed porch offering flexibility as a home office, sitting room, or potential third bedroom. A covered carport provides parking for one vehicle and a driveway space for another.nWhether you envision renovating for rental income, creating space for extended family or guests, or simply enjoying th

Interior Details

Square Feet
  • 1160

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 4356

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Carport (unspecified)

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,707

$24,500

$49,900

--%

$74,400

2018

$3,559

$24,500

$49,900

--%

$74,400

2017

$3,404

$19,500

$46,500

--%

$66,000

2016

$3,312

$19,500

$46,500

--%

$66,000

2015

$3,277

$19,500

$46,500

--%

$66,000

2013

$3,262

$19,500

$46,500

--%

$66,000

2011

$3,058

$19,500

$46,500

--%

$66,000

percent-home-icon

Average Home Price in 14617

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$231,510

3 Beds

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Sold 10/20/2026

$209,062

2 Beds

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1,002 Sqft

6,098 Lot (sqft)

Sold 09/10/2026

$266,560

3 Beds

2 Baths

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8,712 Lot (sqft)

Sold 10/26/2026

$314,125

2 Beds

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1,168 Sqft

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Sold 10/27/2026

$179,900

2 Beds

1 Baths

1,032 Sqft

3,920 Lot (sqft)

Sold 10/26/2026

$189,900

3 Beds

2 Baths

1,250 Sqft

3,049 Lot (sqft)

Sold 10/26/2026

$164,900

3 Beds

1 Baths

1,312 Sqft

8,712 Lot (sqft)

Sold 10/13/2026

$198,416

1 Beds

1 Baths

1,099 Sqft

3,049 Lot (sqft)

Sold 10/26/2026

$179,900

4 Beds

2 Baths

1,284 Sqft

6,534 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
186,537
$
Down payment
37,307.4
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,119.22
$
HOA (Monthly)
0
$
PMI
0
$
$1,208
Your Payment
Total Monthly Payment:$1,208
Percent of Income:21%
Affordable:Yes

Details for 45 TONE TER

Property Debt

Foreclosure Contact Details