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$785,000

Listing Price

2beds

2baths

1,164sqft

--sqft lot

109 Tierra Montanosa, Rancho Santa Margarita, CA 92688

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Condo / Townhome

Home type

667.81

Price / sqft

1996

Year built

Home Details

This is THE ONE YOUVE BEEN WAITING FOR! Welcome to 109 Tierra Montanosa, a beautifully upgraded residence in the heart of Rancho Santa Margarita. This is a spacious 2-bedroom, 2-bathroom condo with an oversized loft offers approximately 1,350 sq. ft. of stylish living in the highly sought-after Tierra Montanosa community. From the moment you step inside, soaring ceilings and abundant natural light create an inviting, open atmosphere. The generous family room features a cozy fireplace and seamlessly connects to the dining area and outdoor patioperfect for entertaining or relaxing with morning coffee. Throughout the home, elegant wood laminate flooring enhances both style and comfort. The modern kitchen is equipped with sleek appliances, ample counter space, and an open flow ideal for daily living. Upstairs, the versatile loft provides endless possibilitieswhether as a home office, gym, or guest space. The sellers have invested in major updates for YOUR peace of mind, including: Brand-new HVAC system, New water heater, Whole-home repipe, Recently installed dishwasher, Updated bathroom fixtures, New closet doors in the secondary bedroom, Plush new carpet in select areas, and a Fresh interior paint job! With over $28,000 in thoughtful improvements, this home is truly move-in ready. Additional highlights include a private front patio, attached 2-car garage, and access to community amenities such as the sparkling pool and spa. The location is exceptionalsteps away from the pool, di

Interior Details

Square Feet
  • 1164

Bedrooms
  • 2

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Gas

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • N/A

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • N/A

Style
  • Condo/apartment

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,931

$308,609

$162,248

--%

$470,857

2019

$5,410

$302,558

$159,067

--%

$461,625

2018

$5,829

$296,625

$155,949

--%

$452,574

2017

$6,117

$290,808

$152,892

--%

$443,700

2016

$6,147

$285,105

$149,895

--%

$435,000

2014

$5,123

$166,223

$181,577

--%

$347,800

2013

$4,314

$96,663

$181,577

--%

$278,240

2012

$4,431

$96,663

$181,577

--%

$278,240

percent-home-icon

Average Home Price in 92688

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Bed

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Sold Date

$737,817

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$107,410

3 Beds

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$517,336

2 Beds

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$810,000

2 Beds

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0 Lot (sqft)

Sold 10/06/2026

$769,000

2 Beds

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1,241 Sqft

0 Lot (sqft)

Sold 09/29/2026

$729,999

2 Beds

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0 Lot (sqft)

Sold 09/29/2026

$791,728

2 Beds

2.5 Baths

1,241 Sqft

0 Lot (sqft)

Sold 10/06/2026

$785,000

2 Beds

2 Baths

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0 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
785,000
$
Down payment
157,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
4,710
$
HOA (Monthly)
0
$
PMI
0
$
$5,081
Your Payment
Total Monthly Payment:$5,081
Percent of Income:87%
Affordable:No

Details for 109 TIERRA MONTANOSA

Property Debt

Foreclosure Contact Details