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$349,000

Listing Price

3beds

1.5baths

1,856sqft

8,125sqft lot

109 Terrace Ave, Albany, NY 12203

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

188.04

Price / sqft

1963

Year built

Home Details

This wonderful 2 story raised ranch in the heart of the desirable Melrose neighborhood has so much to offer. Ready to move-in, 3 bedroom, 1.5 bath, spacious family room leading into dining room, great size bedrooms, extra large living room downstairs and a half bath. Hardwood floors, well equipped & updated kitchen with gas range and exterior exhaust, on-demand hot water. Relax on the super sized 20 x 20 feet deck over looking level fenced in backyard with ample space for your vegetable garden. Large size 2 car garage. Close to SUNY and State Campus and bus route to downtown Albany, situated on a quiet Albany Street and minutes from hospitals, SUNY, highways, shopping & restaurants

Interior Details

Square Feet
  • 1856

Bedrooms
  • 3

Bathrooms
  • 1.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Finished

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 8125

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Basement

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Raised Ranch

Exterior
  • Composition/composite

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$6,229

$36,000

$145,000

--%

$181,000

2018

$6,233

$36,000

$145,000

--%

$181,000

2017

$6,200

$36,000

$145,000

--%

$181,000

2016

$6,051

$36,000

$145,000

--%

$181,000

2015

$6,141

$37,600

$147,400

--%

$185,000

2013

$6,001

$37,600

$147,400

--%

$185,000

2011

$5,652

$37,600

$147,400

--%

$185,000

percent-home-icon

Average Home Price in 12203

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$210,599

5 Beds

2.5 Baths

1,923 Sqft

7,308 Lot (sqft)

Sold 09/22/2026

$344,153

2 Beds

1.5 Baths

1,624 Sqft

4,275 Lot (sqft)

Sold 07/22/2026

$359,900

4 Beds

2 Baths

1,922 Sqft

6,000 Lot (sqft)

Sold 10/05/2026

$199,000

3 Beds

2 Baths

1,588 Sqft

2,500 Lot (sqft)

Sold 09/29/2026

$451,568

3 Beds

2.5 Baths

1,830 Sqft

7,000 Lot (sqft)

Sold 10/05/2026

$349,900

5 Beds

2 Baths

1,675 Sqft

6,240 Lot (sqft)

Sold 09/29/2026

$354,900

3 Beds

1.5 Baths

2,053 Sqft

5,000 Lot (sqft)

Sold 09/29/2026

$356,954

3 Beds

1.5 Baths

1,728 Sqft

5,376 Lot (sqft)

Sold 10/05/2026

$189,002

6 Beds

2 Baths

2,088 Sqft

5,250 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
349,000
$
Down payment
69,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,094
$
HOA (Monthly)
0
$
PMI
0
$
$2,259
Your Payment
Total Monthly Payment:$2,259
Percent of Income:39%
Affordable:No

Details for 109 TERRACE AVE

Property Debt

Foreclosure Contact Details