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$1,349,000

Listing Price

4beds

4baths

3,240sqft

4,894sqft lot

48 Terra Cotta Way, Destin, FL 32541

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

416.36

Price / sqft

1993

Year built

Home Details

Welcome to coastal living at its best! This charming home is located in the highly sought-after Terra Cotta Terrace community, just steps from the sugar-white sands and emerald waters of the Gulf. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property delivers the perfect blend of comfort, convenience, and beachside lifestyle.nInside, you'll find a spacious layout designed for gathering and relaxing, with multiple living spaces ideal for family and friends. The primary suite offers a private retreat complete with a cozy gas fireplace and access to a balcony, the perfect spot to enjoy morning coffee or evening breezes. The third-floor bedroom doubles as a fun entertainment space, featuring plenty of room for guests and a selection of games that make it a favorite hangout for kids and adults alike. Front and back balconies extend the living space outdoors, giving you multiple vantage points to soak up the coastal air.nAs a resident of Terra Cotta Terrace, you'll have access to wonderful community amenities including a private deeded beach access, swimming pool, tennis courts, and sand volleyball. The neighborhood is golf cart-friendly, making beach runs and exploring the area a breeze.nThe location is unbeatable just a short stroll or quick ride to the Gulf, and minutes from some of Destin's best dining, shopping, and entertainment. From fresh seafood at beachfront restaurants to family fun at Destin Commons, Henderson Beach S

Interior Details

Square Feet
  • 3240

Bedrooms
  • 4

Bathrooms
  • 4

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 4894

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 3

Style
  • N/A

Exterior
  • Wood

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Concrete

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$6,870

$142,800

$406,280

--%

$549,080

2019

$6,541

$142,800

$372,893

--%

$515,693

2018

$6,506

$140,000

$366,703

--%

$506,703

2017

$6,256

$102,714

$376,048

--%

$478,762

2016

$6,172

$100,700

$374,467

--%

$475,167

2013

$5,376

$0

$0

--%

$397,646

2012

$5,295

$0

$0

--%

$399,367

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Average Home Price in 32541

Nearby Properties

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Bed

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Sqft

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Sold Date

$1,587,743

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Sold 10/06/2026

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Sold 09/29/2026

$1,861,068

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$2,385,000

5 Beds

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3,585 Lot (sqft)

Sold 10/05/2026

$995,000

3 Beds

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2,768 Sqft

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Sold 10/06/2026

$1,450,000

4 Beds

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12,078 Lot (sqft)

Sold 09/24/2026

$1,799,000

5 Beds

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3,212 Sqft

7,833 Lot (sqft)

Sold 10/05/2026

$2,300,000

4 Beds

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2,889 Sqft

3,599 Lot (sqft)

Sold 09/29/2026

$1,299,000

4 Beds

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2,831 Sqft

7,884 Lot (sqft)

Sold 09/29/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,349,000
$
Down payment
269,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
8,094
$
HOA (Monthly)
0
$
PMI
0
$
$8,732
Your Payment
Total Monthly Payment:$8,732
Percent of Income:150%
Affordable:No

Details for 48 TERRA COTTA WAY

Property Debt

Foreclosure Contact Details