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$1,195,000

Listing Price

4beds

4baths

3,622sqft

8,458sqft lot

3304 Terra Cotta Dr, Panama City, FL 32408

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

318.25

Price / sqft

2020

Year built

Home Details

Price Improvement! The Mediterranean meets Miami modern in this luxury coastal hideaway backing onto a peaceful natural pond. This unusual property stands out from the crowd in Finisterre, an exclusive gated waterfront low-density neighborhood. It's a sought-after community for boaters with a community boat dock and leased private boat slips on St. Andrews Bay on the South Lagoon. This custom home is in a quiet cul-de-sac location. A sweeping paved driveway leads to a beautiful entryway with Bevolo gas lanterns and a custom-built front door where, upon entry, you will find a sleek modernist interior with 10' ceilings and dark wood floors lit by multiple tall windows, bringing a natural light setting. The gas-vented ribbon burner wall fireplace, with a 70'' TV screen above, adds a rosy

Interior Details

Square Feet
  • 3622

Bedrooms
  • 4

Bathrooms
  • 4

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Vinyl/resilient

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 8458

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Wood

Foundation
  • N/A

Roof
  • Cathedral/clerestory

Roofing Material
  • Tile

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$750

$0

$0

--%

$60,470

2019

$698

$0

$0

--%

$54,973

2018

$625

$49,975

$0

--%

$49,975

2017

$594

$47,198

$0

--%

$47,198

2016

$605

$47,198

$0

--%

$47,198

2014

$548

$0

$0

--%

$41,646

2013

$613

$0

$0

--%

$52,500

2012

$745

$0

$0

--%

$63,750

percent-home-icon

Average Home Price in 32408

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$1,059,003

4 Beds

3 Baths

3,480 Sqft

49,397 Lot (sqft)

Sold 09/26/2026

$1,004,465

4 Beds

3 Baths

3,568 Sqft

12,283 Lot (sqft)

Sold 08/27/2026

$922,031

3 Beds

3.5 Baths

3,210 Sqft

11,935 Lot (sqft)

Sold 07/16/2026

$1,242,639

5 Beds

3 Baths

3,771 Sqft

12,588 Lot (sqft)

Sold 05/11/2026

$2,500,000

4 Beds

3.5 Baths

3,937 Sqft

13,984 Lot (sqft)

Sold 09/29/2026

$725,000

3 Beds

2.5 Baths

3,154 Sqft

9,904 Lot (sqft)

Sold 09/29/2026

$1,178,469

4 Beds

4 Baths

3,290 Sqft

9,975 Lot (sqft)

Sold 10/06/2026

$918,000

4 Beds

4 Baths

3,414 Sqft

12,632 Lot (sqft)

Sold 09/29/2026

$1,195,000

4 Beds

4 Baths

3,622 Sqft

8,458 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,195,000
$
Down payment
239,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
7,170
$
HOA (Monthly)
0
$
PMI
0
$
$7,735
Your Payment
Total Monthly Payment:$7,735
Percent of Income:133%
Affordable:No

Details for 3304 TERRA COTTA DR

Property Debt

Foreclosure Contact Details