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$550,000

Listing Price

3beds

2baths

2,030sqft

9,795sqft lot

109 Sun Bear Cir, Freeport, FL 32439

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

270.94

Price / sqft

2021

Year built

Home Details

$5,000 SELLER CREDIT OFFERED AT CLOSING WITH ACCEPTABLE OFFER. Welcome to Bear Creek, Freeport's premier gated community and the only gated neighborhood located less than a 2 miles from Choctawhatchee Bay. Offering unmatched convenience, Bear Creek provides easy access to the beaches of South Walton without the hassle of fighting traffic through Freeport on Hwy 331, making every trip to and from the coast more enjoyable. Built in 2021, this beautifully maintained 2,030 sq. foot home features 3 bedrooms, 2 baths, and a versatile bonus room, all situated on a spacious 1/4 acre lot directly across from the community's fitness center, playground, and gathering spaces. Step inside to soaring ceilings and a bright, open-concept floor plan designed for both comfortable living and effortless entertaining. Natural light fills the home, while the main living area flows seamlessly to a covered back porch and extended deck overlooking a peaceful creek. The tranquil setting creates the perfect place to relax, unwind, and enjoy the sounds of nature. The spacious primary suite serves as a private retreat with direct access to the outdoor living area and features a luxurious ensuite bath complete with a custom-tiled walk-in shower, double vanity, and oversized walk-in closet. Two additional bedrooms and a flexible bonus room offer plenty of space for a home office, media room, playroom, or guest accommodations. fitness center, pickleball courts, tennis courts, basketball courts, clubhouse, p

Interior Details

Square Feet
  • 2030

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 9795

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Concrete

Foundation
  • N/A

Roof
  • Cathedral/clerestory

Roofing Material
  • Other (not Classified)

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$217

$23,520

$0

--%

$23,520

2019

$136

$0

$0

--%

$7,986

2018

$93

$0

$0

--%

$7,260

2017

$63

$7,000

$0

--%

$7,000

2016

$56

$6,000

$0

--%

$6,000

2014

$58

$0

$0

--%

$6,000

2013

$58

$6,000

$0

--%

$6,000

2012

$54

$0

$0

--%

$6,000

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Average Home Price in 32439

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$549,195

3 Beds

2 Baths

2,150 Sqft

11,391 Lot (sqft)

Sold 09/23/2026

$609,350

4 Beds

2 Baths

2,038 Sqft

6,098 Lot (sqft)

Sold 10/06/2026

$673,050

4 Beds

3 Baths

2,251 Sqft

10,454 Lot (sqft)

Sold 10/06/2026

$628,200

4 Beds

3 Baths

2,101 Sqft

5,227 Lot (sqft)

Sold 10/06/2026

$521,546

3 Beds

2 Baths

1,860 Sqft

11,253 Lot (sqft)

Sold 10/13/2026

$649,900

3 Beds

3 Baths

2,326 Sqft

11,320 Lot (sqft)

Sold 09/29/2026

$579,400

3 Beds

2 Baths

2,094 Sqft

11,199 Lot (sqft)

Sold 10/06/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
550,000
$
Down payment
110,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,300
$
HOA (Monthly)
0
$
PMI
0
$
$3,560
Your Payment
Total Monthly Payment:$3,560
Percent of Income:61%
Affordable:No

Details for 109 SUN BEAR CIR

Property Debt

Foreclosure Contact Details