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$799,000

Listing Price

4beds

4baths

1,640sqft

20,822sqft lot

540 W Summit St, Harbor Springs, MI 49740

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

401.47

Price / sqft

1975

Year built

Home Details

Beautiful 4 bedroom home located on a large corner lot, walking distance to downtown Harbor Springs shops, restaurants and beaches! Youre literally just steps away from the popular Tunnel of Trees on M-119! Set in a very quiet neighborhood, this is the perfect place to call home. This well-maintained property has had extensive updates to the house & yard including new front and back porch/patios and a new retaining wall. A new furnace & hot water tank were installed in 2023. The garage has been insulated and heat installed as well as a whole house generator hookup. The interior of the home is very comfortable. Sit an enjoy a glass of wine in front of the wood burning fireplace in the living room. The custom kitchen is perfect for preparing meals for family & friends. The sunroom off of the dining room is a great extra space to read a good book or relax and take a nap. Downstairs is a large bonus room which is great for watching a movie or playing games. The primary suite includes a huge walk in closet and a custom bathroom with in floor heat. This home is perfect for a year round residence or summer getaway. Call today for more information!

Interior Details

Square Feet
  • 1640

Bedrooms
  • 4

Bathrooms
  • 4

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 20822

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

-1

$-1

$176,000

$0

--%

$176,000

-1

$-1

$128,300

$0

--%

$128,300

-1

$-1

$94,700

$0

--%

$94,700

-1

$-1

$93,100

$0

--%

$93,100

-1

$-1

$93,500

$0

--%

$93,500

percent-home-icon

Average Home Price in 49740

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$799,000

4 Beds

4 Baths

1,640 Sqft

20,822 Lot (sqft)

Sold 10/13/2026

$499,900

-- Beds

1.5 Baths

1,688 Sqft

13,939 Lot (sqft)

Sold 10/13/2026

$429,000

2 Beds

1 Baths

1,547 Sqft

0 Lot (sqft)

Sold 10/13/2026

$613,522

3 Beds

1.5 Baths

1,516 Sqft

10,498 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
799,000
$
Down payment
159,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
4,794
$
HOA (Monthly)
0
$
PMI
0
$
$5,172
Your Payment
Total Monthly Payment:$5,172
Percent of Income:89%
Affordable:No

Details for 540 W SUMMIT ST

Property Debt

Foreclosure Contact Details

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