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$225,000

Listing Price

2beds

1baths

944sqft

6,098sqft lot

400 Summit Ave, Spruce Pine, NC 28777

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

203.92

Price / sqft

1936

Year built

Home Details

Motivated sellers! Now offered at $199,000, this property is being "sold as-is", presenting an excellent opportunity for investors or buyers looking to add value and personalize the home.nnPerfect for a full-time residence, retirement home, investment property, or short-term rental (VRBO). No restrictions. Enjoy peaceful mountain living with small-town convenience. *Some images are virtually staged and groomed.*nnCharming 1930s cottage in the heart of Spruce Pine! This move-in ready, single-level home features 2 bedrooms, 1 bathroom, hardwood floors, central heat, and all appliances included. A new roof installed in 2024 adds peace of mind and long-term value. Enjoy relaxing on the covered front porch while taking in the cool mountain breezes and scenic views.nnThe property offers a level lot with easy access, shared driveway, plus a detached garage and additional storage building, providing plenty of space for tools, hobbies, or outdoor gear.nnLocated in the quaint riverside town of Spruce Pine, this home is within walking distance to downtown and Riverside Park, where you can enjoy fly fishing, kayaking, swimming, playgrounds, and picnic areas along the river. Schools, medical facilities, and shopping are just minutes away.

Interior Details

Square Feet
  • 944

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 6098

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$198

$16,000

$52,300

--%

$68,300

2020

$198

$16,000

$52,300

--%

$68,300

2018

$198

$16,000

$52,300

--%

$68,300

2017

$401

$16,000

$53,200

--%

$69,200

2016

$366

$16,000

$53,200

--%

$69,200

percent-home-icon

Average Home Price in 28777

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$194,219

2 Beds

1 Baths

1,084 Sqft

7,841 Lot (sqft)

Sold 10/17/2026

$225,000

2 Beds

1 Baths

944 Sqft

6,098 Lot (sqft)

Sold 10/13/2026

$229,208

2 Beds

2 Baths

936 Sqft

9,583 Lot (sqft)

Sold 10/13/2026

$238,739

3 Beds

1 Baths

1,056 Sqft

19,166 Lot (sqft)

Sold 10/13/2026

$199,000

3 Beds

1 Baths

992 Sqft

5,227 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
225,000
$
Down payment
45,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,350
$
HOA (Monthly)
0
$
PMI
0
$
$1,456
Your Payment
Total Monthly Payment:$1,456
Percent of Income:25%
Affordable:Yes

Details for 400 SUMMIT AVE

Property Debt

Foreclosure Contact Details