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$449,900

Listing Price

4beds

2baths

1,690sqft

19,166sqft lot

407 Stone Church Rd, Ballston Spa, NY 12020

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

265.28

Price / sqft

1974

Year built

Home Details

Welcome to this beautifully renovated 4 bedroom, 2 bath RANCH situated on .85 acres in Ballston Spa. COMPLETELY REMODELED FROM TOP TO BOTTOM, this home combines modern comfort with smart investment potential. The property spans 2 PARCELS with room for expansion. An incredible opportunity for multigenerational living or future income. Step inside to find a brand-new kitchen with stainless steel appliances, butcher-block counters, and custom cabinetry, flowing seamlessly into a bright open living area. Both bathrooms are fully updated with stylish finishes. The finished lower level with an egress window provides flexible living space, ideal for a family room, home office, gym, or guest suite. Every major system has been replaced, offering true peace of mind. The following are all NEW - roof, siding, gutters, windows, doors, HVAC and ductwork, 86-gallon hot water heater, spray foam insulation, whole-house water filtration, new well pump and tank, and a new asphalt driveway. Garage with epoxy-coated floor adds an extra layer of functionality for hobbies, storage, or work space. Additional updates include new trim and molding, new flooring and carpet, and a deck perfect for entertaining. Essentially, this is a new home inside & out, move-in ready & waiting for its next owner. Enjoy low Milton and Ballston Spa school district taxes while living minutes from Saratoga Springs, shopping, restaurants, and parks. With its combination of quality upgrades, flexible living space, and inves

Interior Details

Square Feet
  • 1690

Bedrooms
  • 4

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Electric

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 19166

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Ranch

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$7,085

$26,400

$128,900

--%

$155,300

2018

$684

$26,400

$128,900

--%

$155,300

2017

$691

$26,400

$128,900

--%

$155,300

2016

$3,498

$26,400

$128,900

--%

$155,300

2015

$3,479

$26,400

$128,900

--%

$155,300

2013

$2,788

$26,400

$128,900

--%

$155,300

2011

$538

$4,400

$150,900

--%

$155,300

percent-home-icon

Average Home Price in 12020

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$370,000

3 Beds

2 Baths

1,688 Sqft

20,038 Lot (sqft)

Sold 07/23/2026

$340,000

4 Beds

2 Baths

1,480 Sqft

199,069 Lot (sqft)

Sold 07/10/2025

$429,900

3 Beds

1.5 Baths

1,632 Sqft

21,780 Lot (sqft)

Sold 10/06/2026

$449,900

4 Beds

2 Baths

1,690 Sqft

19,166 Lot (sqft)

Sold 09/29/2026

$419,000

3 Beds

3 Baths

1,714 Sqft

21,780 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
449,900
$
Down payment
89,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,699.4
$
HOA (Monthly)
0
$
PMI
0
$
$2,912
Your Payment
Total Monthly Payment:$2,912
Percent of Income:50%
Affordable:No

Details for 407 STONE CHURCH RD

Property Debt

Foreclosure Contact Details