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$189,000

Listing Price

3beds

2baths

1,502sqft

4,160sqft lot

1440 State St, Schenectady, NY 12304

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

134.34

Price / sqft

1890

Year built

Home Details

Charmig Traditional home offering all the character and modern updates throughout. Spacious layout offers so many opportunities. 3 bedrooms 2 bath plus walk- up full attic convert to a master suite or whatever suits you. First floor has a full bathroom, Modern kitchen, SS appliances, walk in pantry. Kitchen opens to eating area or family room space. Step out thru your enclosed back porch to your fenced private yard and driveway. Great location near shopping, restaurants and highway. Nothing to do but move in.

Interior Details

Square Feet
  • 1502

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 4160

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Colonial

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,809

$13,500

$76,600

--%

$90,100

2020

$3,809

$13,500

$76,600

--%

$90,100

2018

$3,785

$13,500

$76,600

--%

$90,100

2017

$3,814

$13,500

$76,600

--%

$90,100

2016

$3,938

$13,500

$76,600

--%

$90,100

2015

$4,026

$13,500

$76,600

--%

$90,100

2013

$4,419

$13,500

$76,600

--%

$90,100

2011

$4,139

$13,500

$76,600

--%

$90,100

percent-home-icon

Average Home Price in 12304

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$208,003

3 Beds

1 Baths

1,408 Sqft

3,560 Lot (sqft)

Sold 10/12/2026

$134,897

3 Beds

1.5 Baths

1,488 Sqft

3,500 Lot (sqft)

Sold 10/07/2026

$206,461

3 Beds

1.5 Baths

1,512 Sqft

3,465 Lot (sqft)

Sold 08/19/2026

$131,388

4 Beds

1 Baths

1,278 Sqft

3,885 Lot (sqft)

Sold 06/26/2026

$205,181

3 Beds

1 Baths

1,320 Sqft

4,719 Lot (sqft)

Sold 06/24/2026

$142,671

4 Beds

1 Baths

1,368 Sqft

12,500 Lot (sqft)

Sold 10/27/2026

$269,900

4 Beds

1 Baths

1,380 Sqft

3,570 Lot (sqft)

Sold 10/12/2026

$311,367

3 Beds

1.5 Baths

1,664 Sqft

6,534 Lot (sqft)

Sold 10/13/2026

$245,000

4 Beds

2 Baths

1,664 Sqft

3,240 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
189,000
$
Down payment
37,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,134
$
HOA (Monthly)
0
$
PMI
0
$
$1,223
Your Payment
Total Monthly Payment:$1,223
Percent of Income:21%
Affordable:Yes

Details for 1440 STATE ST

Property Debt

Foreclosure Contact Details