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$328,077

Listing Price

3beds

2baths

1,443sqft

15,682sqft lot

20 Street Joseph St, Schenectady, NY 12303

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

227.36

Price / sqft

1955

Year built

Home Details

MULTIPLE OFFERS. Sweet, spacious, and beautifully updated, this charming Cape Cod welcomes you from the moment you arrive. Located in the Town of Colonie within the highly regarded Mohonasen School District, this move-in-ready home offers three finished levels of comfortable living space, thoughtful updates throughout, and a surprisingly spacious open layout filled with warmth and natural light.nnThe open-concept Great Room design seamlessly connects the living room, dining area, and updated eat-in kitchen featuring rich cabinetry, generous counter space, breakfast bar seating, modern flooring, and abundant natural light -- creating the perfect setting for both everyday living and entertaining.nnThe first floor also offers a spacious bedroom and an updated full bath, providing flexibility for guests, an office, or convenient one-floor living.nnUpstairs, the spacious primary suite features beautifully finished hardwood floors, a sitting area, updated full bath, and a potential 3rd bedroom/nursery space currently serving as an office/walk-in closet. The upper level offers versatility rarely found in homes of this style and size.nnThe finished basement expands the living space even further and is perfect for recreation, movie nights, or entertaining. A stylish wet bar creates a cozy gathering area with additional space ready for an electric fireplace, while the unfinished section provides excellent storage and workshop space.nnOutside, the deep fully fenced backyard offers priva

Interior Details

Square Feet
  • 1443

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 15682

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Cape Cod

Exterior
  • Composition/composite

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,275

$16,900

$67,600

--%

$84,500

2018

$3,679

$16,900

$67,600

--%

$84,500

2017

$2,269

$16,900

$67,600

--%

$84,500

2016

$3,397

$16,900

$67,600

--%

$84,500

2015

$4,318

$16,900

$67,600

--%

$84,500

2013

$2,013

$16,900

$67,600

--%

$84,500

2011

$3,001

$16,900

$67,600

--%

$84,500

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Average Home Price in 12303

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3 Beds

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3 Beds

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Sold 10/27/2026

$499,000

3 Beds

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Sold 10/26/2026

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4 Beds

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Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
328,077
$
Down payment
65,615.40
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,968.46
$
HOA (Monthly)
0
$
PMI
0
$
$2,124
Your Payment
Total Monthly Payment:$2,124
Percent of Income:36%
Affordable:No

Details for 20 ST JOSEPH ST

Property Debt

Foreclosure Contact Details