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$165,000

Listing Price

2beds

1baths

684sqft

3,520sqft lot

78 Spruce St, Schenectady, NY 12304

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

236.32

Price / sqft

1905

Year built

Home Details

Presenting a comfortable and cozy single-family home in the heart of Schenectady. This well-maintained residence features 2 bedrooms and 1 bathroom, with an updated kitchen, modernized bath, and improved driveway. Ideally located within close proximity to State Street, public transportation, local shopping, restaurants, and Central Park, it offers convenient urban access with neighborhood charm. Schedule a private showing to learn more or to arrange a visit.

Interior Details

Square Feet
  • 684

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 3520

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Ranch

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,047

$8,600

$48,500

--%

$57,100

2020

$3,047

$8,600

$48,500

--%

$57,100

2018

$3,075

$8,600

$48,500

--%

$57,100

2017

$3,085

$8,600

$48,500

--%

$57,100

2016

$3,149

$8,600

$48,500

--%

$57,100

2015

$3,188

$8,600

$48,500

--%

$57,100

2013

$3,143

$8,600

$48,500

--%

$57,100

2011

$2,942

$8,600

$48,500

--%

$57,100

percent-home-icon

Average Home Price in 12304

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$165,000

2 Beds

1 Baths

684 Sqft

3,520 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
165,000
$
Down payment
33,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
990
$
HOA (Monthly)
0
$
PMI
0
$
$1,068
Your Payment
Total Monthly Payment:$1,068
Percent of Income:18%
Affordable:Yes

Details for 78 SPRUCE ST

Property Debt

Foreclosure Contact Details