PENDING

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$237,500

Listing Price

3beds

1.5baths

1,400sqft

15,682sqft lot

14 Spruce St, Oneonta, NY 13820

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Pending

Off Market

Single Family

Home type

169.64

Price / sqft

1925

Year built

Home Details

Light-filled and meticulously maintained, is this appealing three-bedroom, two-bath Cape on a large, level lot in a convenient center-city Oneonta location. Close to schools, parks, shopping, restaurants, and everyday services, this home combines classic character with thoughtful updates.nInside, you'll appreciate the natural woodwork, hardwood floors, built-in storage, and an updated island kitchen with newer appliances. The open, inviting floor plan flows beautifully for today's lifestyles, with a generous entry and living room, stylish newer first-floor bath, well-appointed kitchen with abundant storage and pantry space, and a spacious dining room ideal for everyday meals or entertaining.nUpstairs, three generously sized bedrooms are complemented by an attractive remodeled full bath, providing comfortable private space for family, guests, or a home office.nStart the day with coffee on the welcoming front porch, or step outside to discover one of the home's unexpected treasures-a surprisingly large, landscaped property with partially private rear yard with plenty of room to relax, garden, play, or entertain.nNumerous updated windows, a newer furnace and hot water heater, newer roof, and a refreshed interior and exterior paint provide the peace of mind today's buyers appreciate.nMove-in ready, thoughtfully updated, and wonderfully located, this is a home that makes everyday living easy while keeping you close to everything that makes Oneonta special. A terrific opportunity t

Interior Details

Square Feet
  • 1400

Bedrooms
  • 3

Bathrooms
  • 1.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 15682

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Traditional/old

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,002

$23,100

$93,900

--%

$117,000

2018

$3,299

$23,100

$93,900

--%

$117,000

2017

$3,271

$23,100

$93,900

--%

$117,000

2016

$3,234

$23,100

$93,900

--%

$117,000

2015

$2,354

$13,500

$45,500

--%

$59,000

2013

$2,136

$13,500

$45,500

--%

$59,000

2012

$2,115

$13,500

$45,500

--%

$59,000

percent-home-icon

Average Home Price in 13820

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Zip Code

Price

Bed

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Sqft

Lot

Sold Date

$303,309

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$191,924

3 Beds

1 Baths

1,350 Sqft

4,356 Lot (sqft)

Sold 10/06/2026

$237,500

3 Beds

1.5 Baths

1,400 Sqft

15,682 Lot (sqft)

Sold 10/06/2026

$159,999

3 Beds

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2,178 Lot (sqft)

Sold 10/05/2026

$119,000

3 Beds

1 Baths

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2,178 Lot (sqft)

Sold 09/29/2026

$149,000

2 Beds

1 Baths

1,280 Sqft

6,970 Lot (sqft)

Sold 09/29/2026

$129,900

4 Beds

2 Baths

1,485 Sqft

3,049 Lot (sqft)

Sold 09/29/2026

$259,000

3 Beds

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1,364 Sqft

3,485 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
237,500
$
Down payment
47,500
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,425
$
HOA (Monthly)
0
$
PMI
0
$
$1,537
Your Payment
Total Monthly Payment:$1,537
Percent of Income:26%
Affordable:Yes

Details for 14 SPRUCE ST

Property Debt

Foreclosure Contact Details