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$191,924

Listing Price

3beds

1baths

1,350sqft

4,356sqft lot

24 Spruce St, Oneonta, NY 13820

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

142.17

Price / sqft

1913

Year built

Home Details

Charming Cape Cod in a Prime Oneonta Location!nWelcome to 24 Spruce Street, a lovely turnkey Cape Codstyle home that perfectly blends character, comfort, and convenience. Featuring 3 bedrooms, 1 full bath, and a 1-car detached garage with an automatic door opener, this home offers everything you need in an ideal location close to Hartwick College, SUNY Oneonta, schools, parks, and downtown amenities.nStep inside to find beautiful original woodwork in the living room and stairwell, giving the home timeless warmth and charm. The kitchen provides plenty of cabinet space and the layout makes everyday living easy.nEnjoy quiet mornings or evening relaxation on the lovely covered front porch, or step out back to your small, fenced yard-easy to maintain and perfect for pets. With central A/C comfort comes year-round.nThis home offers classic style, efficient living, and unbeatable location-making it an excellent choice for a first-time buyer, downsizer, or investor.nDont wait-schedule your showing today and see why 24 Spruce Street is the perfect place to call home!

Interior Details

Square Feet
  • 1350

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 4356

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,070

$12,000

$107,000

--%

$119,000

2018

$3,942

$12,000

$107,000

--%

$119,000

2017

$3,902

$12,000

$107,000

--%

$119,000

2016

$3,299

$12,000

$107,000

--%

$119,000

2015

$3,088

$5,000

$69,000

--%

$74,000

2013

$2,802

$5,000

$69,000

--%

$74,000

2012

$2,776

$5,000

$69,000

--%

$74,000

percent-home-icon

Average Home Price in 13820

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$303,309

4 Beds

3 Baths

1,442 Sqft

25,700 Lot (sqft)

Sold 09/16/2026

$279,162

3 Beds

3 Baths

1,435 Sqft

23,958 Lot (sqft)

Sold 09/01/2026

$191,924

3 Beds

1 Baths

1,350 Sqft

4,356 Lot (sqft)

Sold 10/06/2026

$237,500

3 Beds

1.5 Baths

1,400 Sqft

15,682 Lot (sqft)

Sold 10/06/2026

$159,999

3 Beds

1 Baths

1,198 Sqft

2,178 Lot (sqft)

Sold 10/05/2026

$119,000

3 Beds

1 Baths

1,202 Sqft

2,178 Lot (sqft)

Sold 09/29/2026

$149,000

2 Beds

1 Baths

1,280 Sqft

6,970 Lot (sqft)

Sold 09/29/2026

$129,900

4 Beds

2 Baths

1,485 Sqft

3,049 Lot (sqft)

Sold 09/29/2026

$170,000

2 Beds

2 Baths

1,218 Sqft

3,920 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
191,924
$
Down payment
38,384.8
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,151.54
$
HOA (Monthly)
0
$
PMI
0
$
$1,242
Your Payment
Total Monthly Payment:$1,242
Percent of Income:21%
Affordable:Yes

Details for 24 SPRUCE ST

Property Debt

Foreclosure Contact Details