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$399,999

Listing Price

4beds

2baths

1,428sqft

9,733sqft lot

21 Spruce St, Laconia, NH 03246

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

New Listing

Off Market

Single Family

Home type

280.11

Price / sqft

1985

Year built

Home Details

Laconia, NH - Lovingly cared for by the same owners for more than 25 years, this warm and welcoming 4-bedroom, 2-bath home is ready for its next chapter. Thoughtfully maintained and truly move-in ready, it offers the perfect blend of comfort, character, and convenience. A spacious walk-in mudroom provides the ideal everyday entry, while beautiful hardwood floors flow throughout the first floor, where you'll find a generously sized bedroom and full bath for easy one-level living. Sunlight pours through newer windows, filling every room with warmth and natural light. Upstairs features two oversized bedrooms and a full bath with a shower, creating comfortable spaces for family and guests alike. The ample stowaway area in the heated eaves in each room is ideal for more climate storage! The partially finished basement adds incredible flexibility with a bonus room perfect for a home theater, gym, game room, craft studio, office, or additional sleeping space. Laundry and abundant storage complete the lower level. Outside, enjoy a large paved driveway, an oversized storage shed, and a beautifully landscaped, low-maintenance yard featuring two stunning mature maple trees, lush green grass, and a peaceful entertaining area beside a gentle stream. Sunny and shaded spaces create the perfect setting to relax all season long. Ideally located in the heart of New Hampshire's Lakes Region, you'll enjoy year-round recreation just minutes from Lake Winnipesaukee, local beaches, parks, playgroun

Interior Details

Square Feet
  • 1428

Bedrooms
  • 4

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Partial

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 9733

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Cape Cod

Exterior
  • Wood Siding

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,800

$49,800

$142,900

--%

$192,700

2019

$3,951

$45,500

$146,400

--%

$191,900

2018

$3,918

$44,200

$143,700

--%

$187,900

2017

$3,790

$43,300

$136,900

--%

$180,200

2016

$3,703

$43,300

$123,500

--%

$166,800

2014

$3,851

$45,400

$126,500

--%

$171,900

2013

$3,743

$43,000

$126,500

--%

$169,500

2012

$3,551

$49,500

$119,600

--%

$169,100

percent-home-icon

Average Home Price in 03246

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$408,794

3 Beds

1 Baths

1,296 Sqft

23,522 Lot (sqft)

Sold 10/05/2026

$438,864

4 Beds

3 Baths

1,478 Sqft

12,614 Lot (sqft)

Sold 10/06/2026

$340,000

3 Beds

2 Baths

1,260 Sqft

5,227 Lot (sqft)

Sold 10/05/2026

$399,999

4 Beds

2 Baths

1,428 Sqft

9,733 Lot (sqft)

Sold 10/05/2026

$428,903

3 Beds

2 Baths

1,332 Sqft

106,286 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
399,999
$
Down payment
79,999.8
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,399.99
$
HOA (Monthly)
0
$
PMI
0
$
$2,589
Your Payment
Total Monthly Payment:$2,589
Percent of Income:44%
Affordable:No

Details for 21 SPRUCE ST

Property Debt

Foreclosure Contact Details