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$224,900

Listing Price

2beds

1baths

576sqft

12,632sqft lot

403 Spruce St, Fergus Falls, MN 56537

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

370.35

Price / sqft

1914

Year built

Home Details

Charming Early 1900s Home with Modern Updates in a Prime Location! Step inside this beautifully updated 2-bedroom, 1-bath home, and experience the perfect blend of historic charm and modern elegance. Since 2020, this home has undergone extensive upgrades, making it move-in ready and full of character. Notable updates include: New roof & fascia for long-lasting protection, new exterior doors and updated windows throughout, new insulation in the attic and walls for energy efficiency, low-maintenance siding that adds both style and durability, updated wiring, new central A/C unit, furnace, water heater, and fresh, elegant light fixtures that complement the homes timeless character! The original balcony has been transformed into a finished space with added insulation. This home also features a large 32x28 insulated and wired detached garage with upper-level storage, as well as an additional 20x12 shed for extra storage. The beautifully landscaped yard, complete with perennial plants, was honored as Yard of the Week in both 2021 and 2023. Located near parks, Lake Alice, and downtown Fergus Falls, this home is perfectly positioned for easy access to outdoor activities and local amenities. This home meets the standards for RD, FHA, VA, USDA, and Conventional Loans. Whether youre drawn to the historic charm or the modern updates, this home offers the best of both worlds.nDont miss your chance to own this well-maintained gem. If you appreciate the character of a historic home with con

Interior Details

Square Feet
  • 576

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 12632

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • Yes

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • A-frame

Exterior
  • Wood

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,132

$19,700

$55,300

--%

$75,000

2020

$1,132

$19,700

$55,300

--%

$75,000

2019

$746

$17,100

$51,100

--%

$68,200

2016

$990

$17,100

$52,200

--%

$69,300

percent-home-icon

Average Home Price in 56537

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$110,103

-- Beds

2 Baths

608 Sqft

6,970 Lot (sqft)

Sold 09/16/2026

$100,206

-- Beds

2 Baths

632 Sqft

7,405 Lot (sqft)

Sold 09/10/2026

$105,217

-- Beds

1 Baths

660 Sqft

7,405 Lot (sqft)

Sold 09/01/2026

$186,177

3 Beds

2 Baths

624 Sqft

7,405 Lot (sqft)

Sold 10/27/2026

$195,402

-- Beds

1 Baths

576 Sqft

7,405 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
224,900
$
Down payment
44,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,349.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,456
Your Payment
Total Monthly Payment:$1,456
Percent of Income:25%
Affordable:Yes

Details for 403 SPRUCE ST

Property Debt

Foreclosure Contact Details