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$32,400

Listing Price

2beds

1baths

1,098sqft

3,311sqft lot

309 Spruce St, Bay City, MI 48706

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

29.51

Price / sqft

1900

Year built

Home Details

Great opportunity for investors looking to add value. This traditional ranch home offers approximately 1,280 sq ft with 3 bedrooms and 1 full bath. The property features a full basement and sits on a city lot with paved access and public utilities including water and sewer.nSolid structure with classic layout and strong potential for renovation, rental income, or resale. Convenient location within Bay City with easy access to major roads, schools, and local amenities.

Interior Details

Square Feet
  • 1098

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 3311

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2018

$692

$0

$0

--%

$23,500

2019

$701

$0

$0

--%

$22,900

2018

$692

$0

$0

--%

$22,300

2017

$782

$0

$0

--%

$23,250

2016

$673

$0

$0

--%

$23,100

2014

$744

$0

$0

--%

$11,250

2013

$734

$0

$0

--%

$9,650

2012

$797

$0

$0

--%

$10,800

percent-home-icon

Average Home Price in 48706

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$118,968

3 Beds

1 Baths

1,160 Sqft

10,019 Lot (sqft)

Sold 07/09/2026

$147,247

2 Beds

2 Baths

1,164 Sqft

5,009 Lot (sqft)

Sold 06/02/2026

$107,000

3 Beds

1 Baths

1,118 Sqft

15,464 Lot (sqft)

Sold 10/06/2026

$221,551

2 Beds

1 Baths

1,156 Sqft

10,498 Lot (sqft)

Sold 10/06/2026

$112,000

3 Beds

1 Baths

1,088 Sqft

6,316 Lot (sqft)

Sold 09/29/2026

$149,079

3 Beds

2 Baths

1,250 Sqft

11,456 Lot (sqft)

Sold 09/29/2026

$141,030

3 Beds

1 Baths

1,189 Sqft

5,009 Lot (sqft)

Sold 10/06/2026

$161,983

3 Beds

1.5 Baths

1,035 Sqft

9,714 Lot (sqft)

Sold 10/05/2026

$92,892

3 Beds

1 Baths

950 Sqft

6,970 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
32,400
$
Down payment
6,480
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
194.4
$
HOA (Monthly)
0
$
PMI
0
$
$210
Your Payment
Total Monthly Payment:$210
Percent of Income:4%
Affordable:Yes

Details for 309 SPRUCE ST

Property Debt

Foreclosure Contact Details