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$302,249

Listing Price

--beds

2baths

2,189sqft

38,368sqft lot

2116 Spencer Ln, Finksburg, MD 21048

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

138.08

Price / sqft

1965

Year built

Home Details

Welcome to 2116 Spencer Lane, a delightful rancher nestled on a private lane in Finksburg! Great price for a single family home on a .88ac level lot! Enjoy mornings and evenings on the expansive 21' x 9' front porch, offering the perfect spot to relax with coffee and conversation. This charming 1,600-square-foot home offers the perfect blend of comfort and convenience with 3 bedrooms, 2 full bathrooms and a host of thoughtful updates. Step inside and enjoy a bright, welcoming living space that flows effortlessly into an updated kitchen (2022) including a gas range, perfect for both everyday meals and entertaining. A spacious dining room with a cathedral ceiling offers plenty of room to host a crowd, while the cozy breakfast area features a charming built-in corner cupboard that adds both character and extra storage. The home also offers a huge family room, ideal for gatherings, relaxation and movie nights. Vinyl clad double hung, tilt-in replacement windows throughout (2016). Enjoy the added comfort and style of Levolor blinds throughout the main level. One of the bathrooms has been tastefully updated as well (2022), adding a modern touch to this cozy home. The Laundry has been relocated to the 3rd bedroom for main level convenience. The basement includes the 2nd Full Bath along with extra space for a Rec Room with a built-in dry bar, Utility Room with a large closet (9 x 4), a Weil McLain boiler (approx. 2012) and lots of storage space. The roof was replaced in (approx) 2017

Interior Details

Square Feet
  • 2189

Bedrooms
  • N/A

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Finished

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 38368

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Siding (not Specified)

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2021

$2,681

$0

$0

--%

$232,000

2020

$2,674

$129,300

$102,100

--%

$231,400

2019

$2,562

$0

$0

--%

$223,500

2018

$2,474

$0

$0

--%

$215,600

2017

$2,385

$129,300

$78,400

--%

$207,700

2015

$2,386

$129,300

$78,400

--%

$207,700

2014

$1,263

$136,800

$80,900

--%

$217,700

2012

$1,219

$0

$0

--%

$217,700

percent-home-icon

Average Home Price in 21048

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$375,000

-- Beds

2.5 Baths

2,316 Sqft

130,680 Lot (sqft)

Sold 09/10/2026

$645,000

-- Beds

2.5 Baths

2,332 Sqft

43,996 Lot (sqft)

Sold 10/13/2026

$505,872

-- Beds

2.5 Baths

2,260 Sqft

29,577 Lot (sqft)

Sold 10/18/2026

$511,485

-- Beds

2.5 Baths

1,980 Sqft

25,003 Lot (sqft)

Sold 10/13/2026

$302,249

-- Beds

2 Baths

2,189 Sqft

38,368 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
302,249
$
Down payment
60,449.8
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,813.49
$
HOA (Monthly)
0
$
PMI
0
$
$1,957
Your Payment
Total Monthly Payment:$1,957
Percent of Income:34%
Affordable:No

Details for 2116 SPENCER LN

Property Debt

Foreclosure Contact Details