PENDING

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$219,900

Listing Price

3beds

1baths

1,332sqft

5,663sqft lot

7 Spence St, Troy, NY 12180

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Pending

Off Market

Single Family

Home type

165.09

Price / sqft

1890

Year built

Home Details

Welcome home to this well-maintained 3-bedroom, 1-bath property offering a wonderful combination of comfort, functionality, and future possibilities. From the inviting open floor plan to the spacious outdoor areas, this home is designed for easy everyday living and entertaining.nnThe heart of the home is the beautifully appointed gourmet kitchen, featuring ample cabinetry, generous counter space, and a layout that's perfect for preparing meals while staying connected with family and guests. The open-concept design flows seamlessly into the main living areas, creating a bright and welcoming atmosphere.nnThe home offers three comfortable bedrooms and a full bathroom, providing a practical layout for a variety of lifestyles. Natural light fills the living spaces, enhancing the warm and inviting feel throughout.nnDownstairs, the basement presents an exciting opportunity to add even more living space. A separate room with its own private entrance could easily be finished to create a home office, recreation room, guest suite, workout space, or hobby room--allowing you to customize the home to fit your needs.nnOutside, you'll appreciate the large side yard, offering plenty of room for gardening, outdoor entertaining, pets, or play. A newer oversized storage shed provides excellent space for lawn equipment, tools, seasonal items, or workshop needs. The paved driveway offers convenient off-street parking and easy maintenance.nnConveniently located near the bus line with quick access t

Interior Details

Square Feet
  • 1332

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5663

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,644

$13,000

$86,000

--%

$99,000

2018

$2,603

$13,000

$86,000

--%

$99,000

2017

$2,600

$13,000

$86,000

--%

$99,000

2016

$3,649

$13,000

$86,000

--%

$99,000

2015

$3,502

$13,000

$86,000

--%

$99,000

2013

$2,317

$13,000

$86,000

--%

$99,000

2011

$1,768

$1,520

$5,080

--%

$6,600

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Average Home Price in 12180

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Bed

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3 Beds

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Sold 10/05/2026

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3 Beds

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Sold 10/05/2026

$238,817

3 Beds

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Sold 10/05/2026

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3 Beds

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Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
219,900
$
Down payment
43,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,319.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,423
Your Payment
Total Monthly Payment:$1,423
Percent of Income:24%
Affordable:Yes

Details for 7 SPENCE ST

Property Debt

Foreclosure Contact Details