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$521,155

Listing Price

--beds

2baths

1,056sqft

9,259sqft lot

821 Spears Ave, Chattanooga, TN 37405

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

493.52

Price / sqft

1938

Year built

Home Details

Beautifully restored 3-bedroom, 2.5-bath home within walking distance of Chattanooga's North Shore! Located in highly desirable Hill City, this home is just steps from Stringer's Ridge Park, a 92-acre wooded park in the heart of North Chattanooga featuring walking, running, and mountain biking trails. The house was completely restored in 2025, with updates including a new roof, HVAC system, electrical, plumbing, and windows. Walkable locations are hard to find in Southern cities, but this home is just a half-mile from the local Publix and less than a mile from dozens of shops, restaurants, bars, and coffee shops along Cherokee Boulevard and Frazier Avenue. This is a rare opportunity to buy a beautifully remodeled, low-maintenance home in an established, downtown neighborhood. Schedule your showing today! (Information is deemed reliable but not guaranteed. Buyer should verify any information of concern, including but not limited to schools and square footage).

Interior Details

Square Feet
  • 1056

Bedrooms
  • N/A

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 9259

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Fiber Cement Siding (hardi-board/hardi-plank)

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$750

$0

$0

--%

$27,150

2018

$750

$0

$0

--%

$27,150

2017

$750

$0

$0

--%

$27,150

2016

$501

$0

$0

--%

$18,125

2015

$501

$0

$0

--%

$18,125

2013

$501

$0

$0

--%

$18,125

2012

$453

$0

$0

--%

$16,400

percent-home-icon

Average Home Price in 37405

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$380,155

-- Beds

1 Baths

1,008 Sqft

7,500 Lot (sqft)

Sold 10/01/2026

$--

-- Beds

1 Baths

1,122 Sqft

15,815 Lot (sqft)

Sold 08/22/2026

$288,409

-- Beds

2 Baths

1,026 Sqft

7,104 Lot (sqft)

Sold 05/19/2026

$--

-- Beds

1 Baths

968 Sqft

7,524 Lot (sqft)

Sold 04/30/2026

$800,000

-- Beds

2 Baths

1,147 Sqft

79,279 Lot (sqft)

Sold 10/05/2026

$349,900

-- Beds

2 Baths

1,160 Sqft

6,875 Lot (sqft)

Sold 10/06/2026

$339,900

2 Beds

1 Baths

995 Sqft

5,000 Lot (sqft)

Sold 09/29/2026

$219,945

-- Beds

1 Baths

1,146 Sqft

8,020 Lot (sqft)

Sold 10/06/2026

$378,329

-- Beds

1 Baths

1,130 Sqft

7,928 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
521,155
$
Down payment
104,231
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,126.93
$
HOA (Monthly)
0
$
PMI
0
$
$3,374
Your Payment
Total Monthly Payment:$3,374
Percent of Income:58%
Affordable:No

Details for 821 SPEARS AVE

Property Debt

Foreclosure Contact Details