21439 Southern Charm Dr, Land O Lakes, FL 34637

**BUY THIS HOME WITH ZERO MONEY OUT OF POCKET!***nnYes, it may be possible! **21439 Southern Charm Drive is USDA eligible**, offering qualified buyers the opportunity for **100% financing with NO DOWN PAYMENT**. Combine that with available **SELLER CREDITS toward allowable closing costs**, and qualified buyers may be able to purchase this home with **$0 out of pocket at closing!** Now let's talk about the home. What if you could get **4 BEDROOMS, 2.5 BATHROOMS, 2,245 SQ FT, a 2-CAR GARAGE, and a CONSERVATION HOMESITE in Connerton for $374,000?**nnBuilt by Ryland Homes, this spacious property offers the room you've been looking for without sacrificing privacy or outdoor space. The home is positioned on a desirable **CONSERVATION HOMESITE WITH NO REAR NEIGHBORS**, providing a peaceful green backdrop and added privacy.nnInside, you'll find a bright, functional floor plan with generous living spaces designed for everyday living and entertaining. The open main living area flows naturally into the kitchen and dining spaces, while four true bedrooms provide plenty of flexibility for guests, a home office, playroom, fitness space, or whatever fits your lifestyle. An **UPDATED HVAC SYSTEM** adds another valuable improvement.nnStep outside to the large backyard overlooking conservation-plenty of room for entertaining, gardening, playing, or simply relaxing and enjoying the Florida lifestyle.nnAnd then there's **CONNERTON**. Residents enjoy resort-style pools, clubhouses, fitness facili