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$225,000

Listing Price

2beds

1baths

1,129sqft

2,178sqft lot

44 South St, Waterford, NY 12188

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

209

Price / sqft

1910

Year built

Home Details

Welcome to 44 South Street, a charming waterfront home on the historic Erie Canal offering year-round beauty and direct access to walking paths along the canal and river. nnThis home has been thoughtfully updated with major improvements, including a brand-new tri-zone ductless split heat pump system (with capacity for two additional zones), new insulation, new hot water heater, new dishwasher, and a new 200-amp electrical panel. Step outside to your fenced-in backyard, complete with a porch overlooking the canal, providing a peaceful setting for relaxation or entertaining. Also, convenient driveway for off street parking.nnWaterford comes alive with annual events that celebrate its rich history and waterfront lifestyle Canal Fest kicks off in mid-May, followed by the weekly farmers market every Sunday from May through October, August dragon boat races, and the always-popular September Tug Boat Roundup. Living here means youre part of it all.nnPerfectly located near shops, dining, and local conveniences, yet tucked into a picturesque setting, 44 South Street offers the rare opportunity to own a move-in ready home with waterfront living.

Interior Details

Square Feet
  • 1129

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 2178

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,010

$12,000

$88,000

--%

$100,000

2018

$701

$12,000

$88,000

--%

$100,000

2017

$1,028

$1,400

$21,600

--%

$23,000

2016

$1,668

$1,400

$21,600

--%

$23,000

2015

$1,659

$1,400

$21,600

--%

$23,000

2013

$1,619

$1,400

$21,600

--%

$23,000

2011

$1,203

$1,400

$21,600

--%

$23,000

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Average Home Price in 12188

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$190,053

3 Beds

1 Baths

1,050 Sqft

5,227 Lot (sqft)

Sold NaN/NaN/NaN

$159,900

3 Beds

1 Baths

1,292 Sqft

3,920 Lot (sqft)

Sold 07/10/2025

$131,362

2 Beds

1 Baths

1,108 Sqft

1,307 Lot (sqft)

Sold 09/29/2026

$179,900

3 Beds

1 Baths

1,247 Sqft

2,614 Lot (sqft)

Sold 09/29/2026

$225,000

2 Beds

1 Baths

1,129 Sqft

2,178 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
225,000
$
Down payment
45,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,350
$
HOA (Monthly)
0
$
PMI
0
$
$1,456
Your Payment
Total Monthly Payment:$1,456
Percent of Income:25%
Affordable:Yes

Details for 44 SOUTH ST

Property Debt

Foreclosure Contact Details