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$939,000

Listing Price

3beds

3baths

2,501sqft

15,195sqft lot

96481 Soap Creek Dr, Fernandina Beach, FL 32034

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

370.14

Price / sqft

2020

Year built

Home Details

This meticulously crafted, single-story residence offers the perfect blend of modern elegance and serene waterfront living. Nestled within the coveted Oyster Bay Harbour gated community, this home is located on a spacious corner lot adorned with towering live oaks and a relaxing lake view. Step inside to discover a bright and open floor plan featuring soaring 12-foot and 10-foot ceilings, 8-foot doors, elegant tray ceilings with crown molding, and transom windows that flood the space with natural light. The gourmet kitchen equipped with high-end Bosch appliances, granite countertops, double ovens, a gas cooktop, and custom cabinetry is a chef's dream. Enjoy the luxury of three bedrooms, two and a half baths, a formal dining room, and a dedicated office or fourth bedroom. The primary suite is a true retreat, complete with a bay window, spacious layout, and en-suite bathroom. Fall in love with the screened-in lanai that overlooks the lake and is perfect for entertaining or simply relaxing. The side-entry, three-car garage is spacious and easily accessible via a paver drive. The Oyster Bay Harbour community offers an array of amenities, including a community pool, pickleball courts, clay tennis courts, a children's playground, and an RV/boat storage lot. Plus, you have the option to join the in-neighborhood Oyster Bay Yacht Club, where you can enjoy a restaurant, pool, dock, and deep-water boat slips.

Interior Details

Square Feet
  • 2501

Bedrooms
  • 3

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 15195

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Combination

Foundation
  • N/A

Roof
  • Cathedral/clerestory

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,516

$95,000

$0

--%

$95,000

2019

$1,695

$105,000

$0

--%

$105,000

2018

$1,286

$0

$0

--%

$66,550

2017

$1,011

$75,000

$0

--%

$75,000

2016

$912

$65,000

$0

--%

$65,000

2014

$790

$0

$0

--%

$50,000

2013

$1,177

$78,750

$0

--%

$78,750

2012

$1,147

$0

$0

--%

$78,750

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Average Home Price in 32034

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Sold Date

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3 Beds

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Sold 09/29/2026

$849,000

3 Beds

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Sold 11/02/2026

$1,099,813

3 Beds

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Sold 10/27/2026

$824,000

4 Beds

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Sold 09/29/2026

$1,138,000

4 Beds

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Sold 07/10/2025

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
939,000
$
Down payment
187,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
5,634
$
HOA (Monthly)
0
$
PMI
0
$
$6,078
Your Payment
Total Monthly Payment:$6,078
Percent of Income:104%
Affordable:No

Details for 96481 SOAP CREEK DR

Property Debt

Foreclosure Contact Details