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$539,000

Listing Price

3beds

3baths

2,040sqft

24,394sqft lot

4 Smith St, Saint Albans, VT 05478

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

264.22

Price / sqft

1970

Year built

Home Details

Welcome to this well-maintained and inviting ranch-style home in the desirable Hill Section of St. Albans City. Offering more than 2,500 square feet of living space, this property blends classic character, generous rooms and a flexible layout on a spacious landscaped lot. A covered front porch creates a warm first impression, while mature trees and plantings add privacy and curb appeal. Inside, hardwood floors extend through much of the main level, beginning with a bright entry and opening into an expansive living and dining area filled with natural light. The open kitchen features white cabinetry, granite counters, stainless steel appliances, a gas range and a convenient peninsula for casual seating and serving. Just beyond, the den offers a comfortable retreat centered around a handsome gas fireplace with a brick and wood surround. Sliding glass doors connect the living space to a covered deck, ideal for summer meals, morning coffee or relaxing while overlooking the backyard. The home offers three bedrooms and three bathrooms, including spacious bedrooms with ample closet space, plus the ease of main-level laundry. Designed for convenient single-level living, the floor plan also provides plenty of room to spread out too. The partially finished lower level adds versatility with a large recreation room, finished rooms suited for an office, hobbies, guests or exercise, a bathroom and unfinished storage and workshop space. A second set of glass doors in the lower level provides

Interior Details

Square Feet
  • 2040

Bedrooms
  • 3

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Steam

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Partial

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 24394

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Basement

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$6,878

$68,000

$201,400

--%

$269,400

2018

$4,509

$68,000

$201,400

--%

$269,400

2017

$6,396

$68,000

$201,400

--%

$269,400

2016

$6,397

$68,000

$201,400

--%

$269,400

2015

$6,450

$78,500

$187,400

--%

$265,900

2013

$0

$78,500

$198,700

--%

$277,200

2011

$501

$48,000

$186,300

--%

$234,300

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Average Home Price in 05478

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$425,000

3 Beds

2 Baths

2,012 Sqft

9,583 Lot (sqft)

Sold 10/13/2026

$429,900

4 Beds

1 Baths

1,896 Sqft

21,344 Lot (sqft)

Sold 10/13/2026

$440,000

3 Beds

1.5 Baths

2,189 Sqft

9,148 Lot (sqft)

Sold 10/18/2026

$539,000

3 Beds

3 Baths

2,040 Sqft

24,394 Lot (sqft)

Sold 10/13/2026

$569,000

4 Beds

4 Baths

2,330 Sqft

7,841 Lot (sqft)

Sold 10/13/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
539,000
$
Down payment
107,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,234
$
HOA (Monthly)
0
$
PMI
0
$
$3,489
Your Payment
Total Monthly Payment:$3,489
Percent of Income:60%
Affordable:No

Details for 4 SMITH ST

Property Debt

Foreclosure Contact Details

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