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$474,000

Listing Price

3beds

2baths

1,931sqft

16,901sqft lot

109 Shadow Bay Dr, Panama City Beach, FL 32407

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

248.31

Price / sqft

1992

Year built

Home Details

Beautiful Colony Club Home. Come live in this sought after community. Spacious 3-bedroom, 2-bathroom w/2 car garage. Large living room has vaulted ceiling with fireplace, formal dining room, LVP flooring, fans and recessed lighting. Kitchen has stainless steel appliances, Island, breakfast bar, two pantries and breakfast nook with bay window. Split bedroom plan with carpet in each. Large Master bedroom/bathroom with double vanity, skylight and lots of closet space. Additional bathroom has been updated with large walk-in shower. Screened in back porch, large fenced in backyard that comes with shed and plenty of room for a pool. Golfers this property is located just around the corner from the Legacy Golf Club. Gayles Trails in walking distance. Pier Park, shopping, dining and schools are all just minutes away. No HOA. All Dimensions are approx.

Interior Details

Square Feet
  • 1931

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 16901

Water
  • No

Sewer
  • No

Parking
  • Type:

    Driveway

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Wood

Foundation
  • N/A

Roof
  • Cathedral/clerestory

Roofing Material
  • Other (not Classified)

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,901

$0

$0

--%

$186,968

2019

$1,871

$39,199

$143,565

--%

$182,764

2018

$1,883

$0

$0

--%

$181,024

2017

$1,667

$31,112

$146,188

--%

$177,300

2016

$1,688

$32,500

$147,500

--%

$180,000

2014

$1,803

$0

$0

--%

$185,066

2013

$1,724

$0

$0

--%

$192,237

2012

$2,369

$0

$0

--%

$218,188

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Average Home Price in 32407

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$498,732

3 Beds

2.5 Baths

2,085 Sqft

15,158 Lot (sqft)

Sold 07/22/2026

$459,000

3 Beds

2 Baths

2,052 Sqft

12,980 Lot (sqft)

Sold 09/29/2026

$474,000

3 Beds

2 Baths

1,931 Sqft

16,901 Lot (sqft)

Sold 10/05/2026

$566,152

3 Beds

3 Baths

2,138 Sqft

17,467 Lot (sqft)

Sold 09/29/2026

$619,000

3 Beds

2 Baths

2,037 Sqft

15,768 Lot (sqft)

Sold 09/29/2026

$450,000

3 Beds

2 Baths

2,024 Sqft

12,414 Lot (sqft)

Sold 09/29/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
474,000
$
Down payment
94,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,844
$
HOA (Monthly)
0
$
PMI
0
$
$3,068
Your Payment
Total Monthly Payment:$3,068
Percent of Income:53%
Affordable:No

Details for 109 SHADOW BAY DR

Property Debt

Foreclosure Contact Details