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$700,000

Listing Price

3beds

2baths

1,540sqft

10,019sqft lot

440 Saw Mill River Rd, Millwood, NY 10546

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

New Listing

Single Family

Home type

454.55

Price / sqft

1950

Year built

Home Details

Welcome to 440 Saw Mill River Road, a meticulously maintained Cape Cod style home located in the heart of Millwood, NY and within the nationally renowned Chappaqua Central School District with its highly regarded Horace Greeley High School, Seven Bridges Middle School, and Westorchard Elementary. Built in 1950 the house has been owned and cared for by the same family since 1958. They made an addition in 1969. The home offers approximately 1,540 square feet of living space across two stories, and features three bedrooms, two full bathrooms, two offices, a dining room, a well-positioned kitchen, and two working wood-burning fireplaces. The office spaces provide valuable flexibility for working from home, a library, study, creative space, or other uses to suit today's needs. The basement is partially finished as for a game room and office, has additional (unfinished) storage space, a laundry center and additional appliances for cooled and frozen food storage, and sinks. On the second floor, there is an attic for storage with easy walk-in access. The floors materials include beautiful hard wood, slate in the entry foyer, tile in the lavatories. Some rooms have wall to wall carpet. Wood trim and built-in book shelves are also a highlight. Thoughtfully cared for over the years, this clean and solid home combines the warmth and character of its Cape Cod architecture with important improvements, including a recently installed, highly efficient central heating and hot water system pow

Interior Details

Square Feet
  • 1540

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 10019

Water
  • Yes

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Cape Cod

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$8,493

$17,000

$61,840

--%

$78,840

2018

$12,308

$17,000

$61,840

--%

$78,840

2017

$11,151

$17,000

$61,840

--%

$78,840

2017

$6,625

$17,000

$61,840

--%

$78,840

2016

$46,269

$17,000

$61,840

--%

$78,840

2013

$10,801

$17,000

$61,840

--%

$78,840

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Average Home Price in 10546

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$739,000

3 Beds

2 Baths

1,687 Sqft

11,326 Lot (sqft)

Sold 10/13/2026

$700,000

3 Beds

2 Baths

1,540 Sqft

10,019 Lot (sqft)

Sold 10/18/2026

$699,222

3 Beds

2 Baths

1,500 Sqft

20,038 Lot (sqft)

Sold 09/29/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
700,000
$
Down payment
140,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
4,200
$
HOA (Monthly)
0
$
PMI
0
$
$4,531
Your Payment
Total Monthly Payment:$4,531
Percent of Income:78%
Affordable:No

Details for 440 SAW MILL RIVER RD

Property Debt

Foreclosure Contact Details