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$233,658

Listing Price

2beds

1baths

1,040sqft

9,000sqft lot

440 Saratoga St, Cohoes, NY 12047

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

224.67

Price / sqft

1963

Year built

Home Details

Welcome to 440 Saratoga Street, Cohoes, NY!nnThis move-in ready 2-bedroom, 1-bath home packs style, updates, and value into 1,040 square feet of thoughtfully designed living space--perfect for first-time buyers or those looking to downsize without compromise.nnEnjoy a bright, spacious living area, an inviting eat-in kitchen, and a full basement offering excellent storage and future potential. Step outside to a fully fenced 9,000 sq. ft. yard--ideal for pets, entertaining, or simply relaxing in your own private space.nnMajor updates have already been done for you, including a modernized kitchen, upgraded electrical and plumbing, a new furnace, and central air--giving you peace of mind from day one.nnConveniently located with easy access to Albany, Troy, and Saratoga Springs via I-787, and just minutes from local parks, shopping, and dining.nnMove-in ready, well-updated, and ideally located--this home truly checks all the boxes. Schedule your showing today and see the value for yourself!nnOpen house Sunday 03/29/2026 11AM- 1PM

Interior Details

Square Feet
  • 1040

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 9000

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Ranch

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,278

$9,100

$65,900

--%

$75,000

2018

$2,195

$9,100

$65,900

--%

$75,000

2017

$2,126

$9,100

$65,900

--%

$75,000

2016

$2,082

$9,100

$65,900

--%

$75,000

2015

$2,123

$9,100

$65,900

--%

$75,000

2013

$2,085

$9,100

$65,900

--%

$75,000

2011

$3,647

$9,100

$65,900

--%

$75,000

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Average Home Price in 12047

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$233,658

2 Beds

1 Baths

1,040 Sqft

9,000 Lot (sqft)

Sold 10/06/2026

$267,193

3 Beds

1 Baths

1,176 Sqft

6,825 Lot (sqft)

Sold 10/05/2026

$173,791

3 Beds

1 Baths

1,098 Sqft

18,495 Lot (sqft)

Sold 10/05/2026

$210,000

2 Beds

1 Baths

912 Sqft

6,600 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
233,658
$
Down payment
46,731.60
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,401.94
$
HOA (Monthly)
0
$
PMI
0
$
$1,512
Your Payment
Total Monthly Payment:$1,512
Percent of Income:26%
Affordable:Yes

Details for 440 SARATOGA ST

Property Debt

Foreclosure Contact Details