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$309,491

Listing Price

3beds

2baths

1,356sqft

11,850sqft lot

13 Saratoga Dr, Schenectady, NY 12302

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

228.24

Price / sqft

1945

Year built

Home Details

Welcome to this charming Cape Cod nestled in a highly desirable neighborhood within top-rated BHBL Schools! Lovingly maintained by the same owner for the past 38 years, this is not your average Cape. Offering timeless character, thoughtful updates, and quality craftsmanship this meticulously cared for property is ready for its next chapter. Not only does this property offer a BRAND new 50-year roof (2024), septic system (2025), electrical, gutters, & Trex front porch (all 2024), it features 2 garage spaces and a carport. A convenient 1st-floor primary bedroom and bathroom add flexibility and comfort, there's a spacious formal dining room, and the living room boasts a beautiful bay window that fills the space with natural light. The gorgeous cedar sunroom is perfect for morning coffee, and a whole-house generator adds peace of mind for years to come. Downstairs, you'll find a large basement with a full bathroom and tons of storage options. Outside, enjoy a nice sized backyard perfect for summer entertaining. This home combines charm, functionality, and valuable updates in one incredible package. Schedule your showing today!

Interior Details

Square Feet
  • 1356

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 11850

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Mixed

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Cape Cod

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,190

$24,300

$129,000

--%

$153,300

2020

$4,190

$24,300

$129,000

--%

$153,300

2018

$1,794

$24,300

$129,000

--%

$153,300

2017

$1,766

$24,300

$129,000

--%

$153,300

2016

$1,764

$24,300

$129,000

--%

$153,300

2015

$5,652

$24,300

$129,000

--%

$153,300

2013

$3,919

$24,300

$129,000

--%

$153,300

2011

$3,777

$24,300

$129,000

--%

$153,300

percent-home-icon

Average Home Price in 12302

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$315,000

4 Beds

2 Baths

1,275 Sqft

7,910 Lot (sqft)

Sold 10/13/2026

$310,000

4 Beds

2 Baths

1,298 Sqft

17,424 Lot (sqft)

Sold 10/13/2026

$344,900

2 Beds

1 Baths

1,170 Sqft

11,100 Lot (sqft)

Sold 10/05/2026

$309,491

3 Beds

2 Baths

1,356 Sqft

11,850 Lot (sqft)

Sold 10/13/2026

$299,999

4 Beds

1 Baths

1,248 Sqft

8,640 Lot (sqft)

Sold 10/18/2026

$350,000

3 Beds

1 Baths

1,353 Sqft

11,135 Lot (sqft)

Sold 10/13/2026

$316,085

4 Beds

1 Baths

1,227 Sqft

11,250 Lot (sqft)

Sold 10/18/2026

$299,900

3 Beds

1 Baths

1,482 Sqft

20,693 Lot (sqft)

Sold 09/29/2026

$219,900

3 Beds

1 Baths

1,200 Sqft

19,567 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
309,491
$
Down payment
61,898.20
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,856.94
$
HOA (Monthly)
0
$
PMI
0
$
$2,003
Your Payment
Total Monthly Payment:$2,003
Percent of Income:34%
Affordable:No

Details for 13 SARATOGA DR

Property Debt

Foreclosure Contact Details