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$279,000

Listing Price

7beds

2baths

2,888sqft

7,841sqft lot

164 Saratoga Ave, Waterford, NY 12188

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

96.61

Price / sqft

1880

Year built

Home Details

Spacious and versatile 2,888-square-foot property in Waterford offering an abundance of living space and flexibility! Built in 1880, this classic old-style home features 7 bedrooms, 2 kitchens, and 1,444 square feet on each of two levels. The existing layout provides the potential for a variety of living arrangements, including extended-family living, guest accommodations, or creating distinct living spaces to suit your needs.nnThe property features separate utilities, a full basement, covered porches, upper-level covered porch space, aluminum/vinyl exterior, and natural gas hot water/steam heat. Situated on approximately 0.18 acres with 72 feet of frontage, the property is serviced by public water and sewer and is located within the Waterford School District.nnConveniently located near local schools, parks, shopping, dining, and major roadways, this property offers exceptional space and versatility in an established Waterford neighborhood. With 2,888 square feet, 7 bedrooms, 2 kitchens, separate utilities, and a full basement, 164 Saratoga Ave presents an opportunity to create a living arrangement tailored to your vision.n** Formerly a 2 family, legally converted to a single family. Zoning verification form must be filed and variance approved by town to convert back to a 2 family.

Interior Details

Square Feet
  • 2888

Bedrooms
  • 7

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7841

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,298

$18,000

$166,000

--%

$184,000

2018

$4,424

$18,000

$166,000

--%

$184,000

2017

$3,642

$3,300

$32,700

--%

$36,000

2016

$3,589

$3,300

$32,700

--%

$36,000

2015

$2,806

$3,300

$32,700

--%

$36,000

2013

$2,708

$3,300

$32,700

--%

$36,000

2011

$4,841

$3,300

$32,700

--%

$36,000

percent-home-icon

Average Home Price in 12188

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$279,000

7 Beds

2 Baths

2,888 Sqft

7,841 Lot (sqft)

Sold 10/06/2026

$319,591

6 Beds

3.5 Baths

2,575 Sqft

13,504 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
279,000
$
Down payment
55,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,674
$
HOA (Monthly)
0
$
PMI
0
$
$1,806
Your Payment
Total Monthly Payment:$1,806
Percent of Income:31%
Affordable:No

Details for 164 SARATOGA AVE

Property Debt

Foreclosure Contact Details

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