PENDING

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$385,000

Listing Price

5beds

2.5baths

2,436sqft

14,371sqft lot

78021 Saddle Rock Rd, Yulee, FL 32097

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Pending

Off Market

Single Family

Home type

158.05

Price / sqft

2017

Year built

Home Details

Lumber Creek beaut! Perfectly positioned on an oversized waterfront lot, this beautifully maintained 5-bedroom, 2.5-bath home offers the ideal combination of functional living space, modern updates, and incredible backyard views. Step inside to find a dedicated formal office just off the entry, complete with French door, creating the perfect space for working from home, a playroom, or a quiet retreat. Beyond the entry, the open-concept floor plan showcases brand-new luxury vinyl plank flooring throughout the main living areas and office, abundant natural light, and a spacious family room that flows seamlessly into the kitchen and dining area. Large picture windows frame the peaceful water views, while the covered lanai invites relaxation in the private backyard setting. The kitchen offers ample cabinetry, plenty of prep space, energy-efficient appliances, and an open design perfect for entertaining or everyday living. The thoughtfully designed layout places the primary suite downstairs for added privacy, complete with a spacious ensuite featuring a walk-in shower and a generous walk-in closet. Upstairs, you'll find four additional bedrooms centered around a versatile loft, creating the perfect space for a media room, playroom, second family room, or homework zone. Located just a short stroll from the community pool, clubhouse, and playground, Lumber Creek offers a wonderful neighborhood atmosphere with convenient access to shopping, dining, I-95, Kings Bay, Jacksonville, and

Interior Details

Square Feet
  • 2436

Bedrooms
  • 5

Bathrooms
  • 2.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 14371

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Other (not Classified)

Foundation
  • N/A

Roof
  • Cathedral/clerestory

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,922

$35,000

$188,750

--%

$223,750

2019

$2,974

$35,000

$189,708

--%

$224,708

2018

$3,003

$0

$0

--%

$224,111

2017

$454

$30,000

$0

--%

$30,000

2016

$236

$30,000

$0

--%

$30,000

2014

$55

$0

$0

--%

$3,500

2013

$52

$3,500

$0

--%

$3,500

2012

$189

$0

$0

--%

$12,500

percent-home-icon

Average Home Price in 32097

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Bed

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Sqft

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Sold Date

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4 Beds

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Sold 09/29/2026

$385,000

5 Beds

2.5 Baths

2,436 Sqft

14,371 Lot (sqft)

Sold 10/13/2026

$429,900

5 Beds

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2,422 Sqft

7,559 Lot (sqft)

Sold 10/13/2026

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5 Beds

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Sold 09/29/2026

$389,000

5 Beds

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7,251 Lot (sqft)

Sold 10/13/2026

$435,000

5 Beds

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2,422 Sqft

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Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
385,000
$
Down payment
77,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,310
$
HOA (Monthly)
0
$
PMI
0
$
$2,492
Your Payment
Total Monthly Payment:$2,492
Percent of Income:43%
Affordable:No

Details for 78021 SADDLE ROCK RD

Property Debt

Foreclosure Contact Details