216 N Ruby St, Philadelphia, PA 19139

Welcome to Your Dream Home in Haddington!nnFully renovated in 2021, this stylish rowhome offers the perfect blend of modern upgrades and timeless character. Every major system has been replaced including plumbing, electrical, ductwork, HVAC (central air & forced heat), hot water heater, roof, windows, and subfloors giving you complete peace of mind. Freshly painted and totally move-in ready, this home is ideal for buyers seeking a low-maintenance lifestyle.nnStep inside to a bright and airy open-concept main level featuring a spacious living and dining area, plus a stunning kitchen outfitted with white shaker cabinets, Quartz countertops, a full tile backsplash, stainless steel appliances, and hood vent. A convenient half bath is tucked at the rear, along with access to a private back patio.nnUpstairs, youll find three generously sized bedrooms with ample closet space. The sun-soaked primary bedroom features a charming bay window. The updated full bath includes a subway tile tub/shower combo, tile flooring, and modern finishes.nnThe unfinished basement offers laundry hookups and plenty of storage or the potential to finish for extra living space. Additional highlights: luxury vinyl plank flooring throughout (no carpet!), bathroom exhaust fans, and great natural light.nnAdditionally, this property qualifies for CRA financing 3% down, no PMI, and interest rate lower than FHA. nnnLastly, Key Bank is offering a 5K credit for this property which can be tied in with the Philly Firs