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$399,900

Listing Price

4beds

3baths

1,619sqft

16,161sqft lot

732 Ruby St, Otsego, MI 49078

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

252.97

Price / sqft

1993

Year built

Home Details

This impressive four-bedroom, three-bathroom home welcomes you with beautiful hardwood floors that set the tone for elegant living throughout. The main floor showcases three generously sized bedrooms, including a primary bedroom spacious enough to accommodate a king-size bed with room to spare. The primary bathroom feels like a personal retreat, featuring a built-in vanity, walk-in shower, double sinks, and a walk-in closet. The heart of the home centers around a living room with a cozy fireplace and cathedral ceilings that create an open, airy atmosphere. A convenient slider leads to your private outdoor oasisa fenced backyard complete with a gorgeous covered patio. Practical features include main floor laundry and abundant storage solutions. The lower level surprises with a fourth bedroom and full bathroom featuring a walk-in tiled shower, plus a large room perfect for entertainment. A substantial storage room with built-in shelves keeps everything organized. Outdoor enthusiasts will appreciate the 10x15 shed for lawn equipment and the impressive 20x30 pole barn with workshop space and pass-through garage doors for seamless backyard access. Located in the desirable Otsego neighborhood, youre just minutes from shopping and schools, with convenient access to Highway 131. Nearby Brookside Park offers recreational opportunities, while Otsego High School serves the communitys educational needs. This thoughtfully designed home delivers both functionality and comfort in an excelle

Interior Details

Square Feet
  • 1619

Bedrooms
  • 4

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 16161

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Ranch

Exterior
  • Stucco

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$3,352

$10,000

$103,400

--%

$113,400

2019

$3,352

$10,000

$92,100

--%

$102,100

2018

$3,271

$10,000

$90,300

--%

$100,300

2016

$-1

$8,000

$88,800

--%

$96,800

2016

$-1

$7,700

$68,400

--%

$76,100

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Average Home Price in 49078

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$343,384

-- Beds

2.5 Baths

1,764 Sqft

13,983 Lot (sqft)

Sold 10/22/2026

$413,172

-- Beds

2 Baths

1,461 Sqft

15,072 Lot (sqft)

Sold 10/22/2026

$298,966

-- Beds

2.5 Baths

1,664 Sqft

19,428 Lot (sqft)

Sold 06/24/2026

$381,598

-- Beds

2.5 Baths

1,786 Sqft

14,244 Lot (sqft)

Sold 10/26/2026

$399,000

3 Beds

3 Baths

1,736 Sqft

13,286 Lot (sqft)

Sold 10/27/2026

$314,900

2 Beds

2.5 Baths

1,579 Sqft

14,549 Lot (sqft)

Sold 10/26/2026

$359,900

4 Beds

3 Baths

1,456 Sqft

16,030 Lot (sqft)

Sold 10/26/2026

$336,791

3 Beds

2 Baths

1,662 Sqft

13,504 Lot (sqft)

Sold 10/27/2026

$389,900

4 Beds

2 Baths

1,566 Sqft

15,682 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
399,900
$
Down payment
79,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,399.4
$
HOA (Monthly)
0
$
PMI
0
$
$2,589
Your Payment
Total Monthly Payment:$2,589
Percent of Income:44%
Affordable:No

Details for 732 RUBY ST

Property Debt

Foreclosure Contact Details