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$699,000

Listing Price

2beds

2baths

1,722sqft

3,920sqft lot

1080 Route 292, Holmes, NY 12531

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Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

421.02

Price / sqft

1940

Year built

Home Details

Step into this charming lakefront cottage and immediately feel at home. The foyer leads to the primary bedroom, featuring a full bath and breathtaking views of Whaley Lake. A second bedroom and a full hallway bath complete the main level. Upstairs, a loft offers another perspective of the serene lake, perfect for reading, relaxing, or watching the sunset. The open-concept kitchen flows into the dining and living areas, where a wood-burning fireplace creates a cozy centerpiece. Sliding doors open to a deck with incredible lake vistas the ideal spot for morning coffee or evening gatherings. Make your way down to the lake bringing you to your private dock with a shed and a mooring for your boat. Whaley Lake, 257 acres, the largest motorboat lake in Dutchess County, provides endless recreational opportunities: paddleboarding, kayaking, swimming, and water skiing-or simply unwind and take in the beauty of the water.You are a short drive to the quaint town of Pawling, NY, and approximately 70 miles to NYC, easy access to major highways and the Meto Norths Harlem Line to NYC This cottage isnt just a home; its a lifestyle.

Interior Details

Square Feet
  • 1722

Bedrooms
  • 2

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Yes

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Partial

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 3920

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Old

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$8,659

$10,100

$30,000

--%

$40,100

2018

$3,210

$10,100

$30,000

--%

$40,100

2017

$3,134

$10,100

$30,000

--%

$40,100

2016

$3,173

$10,100

$30,000

--%

$40,100

2015

$3,222

$10,100

$30,000

--%

$40,100

2013

$3,160

$10,100

$30,000

--%

$40,100

2011

$5,320

$10,100

$30,000

--%

$40,100

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Average Home Price in 12531

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$469,900

4 Beds

1.5 Baths

1,490 Sqft

7,841 Lot (sqft)

Sold 08/06/2026

$699,000

2 Beds

2 Baths

1,722 Sqft

3,920 Lot (sqft)

Sold 10/26/2026

$675,000

3 Beds

2 Baths

1,680 Sqft

32,670 Lot (sqft)

Sold 10/26/2026

$465,889

3 Beds

1 Baths

1,952 Sqft

10,454 Lot (sqft)

Sold NaN/NaN/NaN

$484,000

2 Beds

2 Baths

1,728 Sqft

22,216 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
699,000
$
Down payment
139,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
4,194
$
HOA (Monthly)
0
$
PMI
0
$
$4,525
Your Payment
Total Monthly Payment:$4,525
Percent of Income:78%
Affordable:No

Details for 1080 ROUTE 292

Property Debt

Foreclosure Contact Details