1014 E Rittenhouse St, Philadelphia, PA 19138

Is there a 3 bed home in East Germantown with low down payment options and no PMI? This well-maintained home offers 3 bedrooms, 1.5 baths, a full basement, and access to grants and credits that can significantly reduce upfront costs for qualified buyers.nnWelcome to this 3-bed home in East Germantown, offering a practical layout, solid condition, and excellent opportunity for both homeowners and investors. This beautifully-maintained property features 3 bedrooms and 1.5 bathrooms, designed for comfortable everyday living. A full basement provides ample storage or the potential for future finishing, while the basement garage adds convenience with off-street parking. The home also includes an HWA home warranty, adding peace of mind.nnQualified buyers may benefit from CRA financing with as little as 3% down, no PMI, and an interest rate lower than FHA. In addition, Key Bank is offering a $5,000 credit that can be combined with the Philly First $10,000 grant. These funds may be applied toward closing costs, prepaid mortgage expenses, insurance, escrow deposits, real estate taxes, or per diem interest, making homeownership more accessible.nnConveniently located near public transportation, local amenities, and major roadways, this property is positioned in a growing area with strong potential. Whether you are looking for a primary residence or an investment opportunity, this home delivers value, flexibility, and upside. Schedule your showing today!