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$629,000

Listing Price

3beds

2baths

1,987sqft

23,522sqft lot

109 Ridge Rd, Valley Cottage, NY 10989

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

304.42

Price / sqft

1974

Year built

Home Details

Welcome to your private oasis, nestled away in this stunning half-acre property features a beautifully designed 4-bedroom, 2-bathroom home that perfectly blends comfort and tranquility. This wonderful home boasts an inviting Entry foyer with a wonderful living room, formal dining room with access to a Deck plus a great Kitchen Eat-in-Kitchen with Granite tops and Tumble Marble backsplash. This sun-drenched home features nice hardwood flooring throughout along with crown moldings and ample closet space as well. The lower level has additional living space complete with the 4th bedroom, Full bathroom along with a Huge Family room and wood burning fireplace. There is also access to the 1 Car Garage, utility room and plenty of storage. Step outside to discover an inviting inground pool surrounded by an expansive deck ideal for entertaining or soaking up the sun. The serene, fenced in yard offers a peaceful escape, lush landscaping, mature plants/bushes, ample space for outdoor activities and a terrific driveway. Experience the perfect blend of indoor luxury and outdoor serenity in this exceptional home. Truly a commuters dream- just minutes to public transportation, shopping centers and major parkways.

Interior Details

Square Feet
  • 1987

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 23522

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Basement

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Raised Ranch

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$12,827

$41,000

$77,170

--%

$118,170

2018

$12,329

$41,000

$76,300

--%

$117,300

2017

$10,484

$41,000

$76,300

--%

$117,300

2016

$10,591

$41,000

$76,300

--%

$117,300

2015

$12,220

$41,000

$76,300

--%

$117,300

2013

$10,296

$41,000

$76,300

--%

$117,300

2011

$10,711

$41,000

$76,300

--%

$117,300

percent-home-icon

Average Home Price in 10989

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Zip Code

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Bed

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Sqft

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Sold Date

$606,749

-- Beds

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Sold 09/03/2026

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3 Beds

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Sold 10/05/2026

$779,900

4 Beds

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Sold 09/29/2026

$369,900

4 Beds

3 Baths

1,737 Sqft

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Sold 09/29/2026

$699,000

4 Beds

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23,087 Lot (sqft)

Sold 11/15/2025

$600,000

4 Beds

3 Baths

1,898 Sqft

21,780 Lot (sqft)

Sold 10/05/2026

$899,000

4 Beds

3 Baths

2,256 Sqft

29,621 Lot (sqft)

Sold 10/05/2026

$775,000

3 Beds

3 Baths

2,016 Sqft

7,841 Lot (sqft)

Sold 09/29/2026

$684,576

-- Beds

2 Baths

2,068 Sqft

18,295 Lot (sqft)

Sold NaN/NaN/NaN

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
629,000
$
Down payment
125,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,774
$
HOA (Monthly)
0
$
PMI
0
$
$4,072
Your Payment
Total Monthly Payment:$4,072
Percent of Income:70%
Affordable:No

Details for 109 RIDGE RD

Property Debt

Foreclosure Contact Details