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$899,000

Listing Price

3beds

2baths

2,168sqft

14,985sqft lot

527 Ridge Rd, Santa Rosa Beach, FL 32459

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

463.12

Price / sqft

1976

Year built

Home Details

Located a short distance to the beach and sitting on a rare 1/3-acre lot with no HOA, this is your canvas for a private coastal oasis -- and the heavy lifting is already done. Welcome to Santa Rosa Ridge, one of the West End of 30A's best-kept secrets. Priced $136K under the most recent appraisal, this charming coastal cottage has been fully reimagined with a complete remodel down to the studs in 2016. That's instant equity from day one! The whole house renovation included: new electrical, plumbing, whole-home tankless water heater, full attic and wall insulation, drywall, AC ductwork with two added returns, new roof, moisture barrier, and exterior siding. Inside, a designer kitchen was reimagined featuring quartz countertops, stainless appliances, open shelving, and an oversized island. Three bathrooms were fully renovated with new cabinetry and luxury tile added throughout. The primary ensuite is a calm retreat with a private bath, barn doors, and a mid-century modern warmth. Two additional guests rooms share access to a spacious hallway bath with glass enclosed shower. The attached garage offers exceptional flexibility -- currently configured as a private guest suite or lock-out apartment with a mini kitchenette and full bath, ideal for multi-generational living or hosting. Outside is where the vision comes to life with an oversized deck and room to add a custom pool or detached carriage house, this private oasis is perfect to relax and enjoy after a long day at the beac H

Interior Details

Square Feet
  • 2168

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 14985

Water
  • No

Sewer
  • No

Parking
  • Type:

    Driveway Brick

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Concrete

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Other (not Classified)

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,377

$0

$0

--%

$275,475

2019

$2,303

$0

$0

--%

$269,282

2018

$2,262

$133,900

$130,361

--%

$264,261

2017

$2,209

$130,000

$130,031

--%

$260,031

2016

$2,159

$105,930

$109,846

--%

$215,776

2014

$257

$0

$0

--%

$67,089

2013

$258

$0

$0

--%

$66,098

2011

$214

$0

$0

--%

$63,100

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Average Home Price in 32459

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Bed

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4 Beds

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3 Beds

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3 Beds

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3 Beds

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Sold 10/05/2026

$1,449,000

3 Beds

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Sold 09/29/2026

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4 Beds

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percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
899,000
$
Down payment
179,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
5,394
$
HOA (Monthly)
0
$
PMI
0
$
$5,819
Your Payment
Total Monthly Payment:$5,819
Percent of Income:100%
Affordable:No

Details for 527 RIDGE RD

Property Debt

Foreclosure Contact Details