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$899,000

Listing Price

3beds

2baths

2,058sqft

15,159sqft lot

640 Ridge Rd, Santa Rosa Beach, FL 32459

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

New Listing

Off Market

Single Family

Home type

479.39

Price / sqft

1998

Year built

Home Details

Set on an expansive corner lot graced with mature trees, 640 Ridge Road offers a refined blend of privacy, comfort, and an enviable location just off Scenic Highway 30A. Nestled within the desirable Santa Rosa Ridge community, this single-level brick residence sits moments from Santa Rosa Golf & Beach Club, Gulf Place, and the renowned beaches that define 30A living.nnA highlight of the property is its private saltwater pool, thoughtfully screened for year-round enjoyment. Paired with a fenced yard and lush landscaping, the outdoor spaces create a peaceful retreat that feels both secluded and inviting--ideal for relaxed afternoons or effortless entertaining. Inside, the home welcomes you with a spacious, light-filled layout. The primary suite offers direct access to the screened porch, a generous walk-in closet, and an oversized en suite featuring a soaking tub and walk-in shower. A dedicated office adds versatility, while the main living areas incorporate a breakfast nook, a formal dining space, and a well-planned laundry room just off the two-car garage.nnTwo comfortable guest bedrooms and a shared full bathroom occupy their own wing, providing privacy and ease for family or visitors.nnWith its exceptional lot, private pool sanctuary, and premier location near 30A's most beloved amenities, 640 Ridge Road presents an opportunity to enjoy the best of coastal living in a timeless, thoughtfully designed setting.

Interior Details

Square Feet
  • 2058

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 15159

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Brick

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,052

$0

$0

--%

$343,116

2019

$2,959

$0

$0

--%

$335,402

2018

$2,909

$0

$0

--%

$329,148

2017

$2,827

$0

$0

--%

$322,378

2016

$2,789

$0

$0

--%

$315,747

2014

$2,828

$0

$0

--%

$311,063

2013

$2,801

$0

$0

--%

$306,466

2011

$2,398

$0

$0

--%

$249,275

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Average Home Price in 32459

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Bed

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Sqft

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Sold Date

$987,727

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$959,300

3 Beds

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Sold 10/06/2026

$999,000

3 Beds

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4,400 Lot (sqft)

Sold 10/05/2026

$1,350,000

3 Beds

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4,400 Lot (sqft)

Sold 09/29/2026

$1,399,000

4 Beds

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2,201 Sqft

20,062 Lot (sqft)

Sold 09/29/2026

$683,215

3 Beds

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2,144 Sqft

3,686 Lot (sqft)

Sold 10/06/2026

$765,000

3 Beds

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1,950 Sqft

3,967 Lot (sqft)

Sold 09/29/2026

$1,050,000

3 Beds

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1,909 Sqft

26,877 Lot (sqft)

Sold 10/05/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
899,000
$
Down payment
179,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
5,394
$
HOA (Monthly)
0
$
PMI
0
$
$5,819
Your Payment
Total Monthly Payment:$5,819
Percent of Income:100%
Affordable:No

Details for 640 RIDGE RD

Property Debt

Foreclosure Contact Details