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$514,900

Listing Price

2beds

1baths

1,424sqft

12,632sqft lot

412 Ricoma Beach Rd, Bay City, MI 48706

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

337.61

Price / sqft

1932

Year built

Home Details

Charming Waterfront Cottage on Sagianw Bay Discover your perfect getaway in this delightful 2-bedroom, 1-bath home boasting 100 ft of stunning waterfront on Sagianw Bay! This charming cottage features a bright sunroom and a cozy living room, both filled with windows that invite natural light and provide breathtaking views of the bay. Step outside to enjoy the large yard, ideal for summer gatherings or peaceful afternoons by the water. The propertys rock seawall enhances the beauty of the landscape while providing stability and access to the bay. With the sale including the lot across the road, theres ample space for outdoor activities, gardening, or future expansion. Adventure awaits right outside your door with the rail trail nearby, perfect for biking, hiking, or a leisurely stroll. Plus, you are just a stone's throw from the local state park, offering endless opportunities for outdoor recreation and exploration. This idyllic cottage is not just a home; it's an experience waiting to happen. Whether you seek a year-round residence or a serene vacation retreat, this property promises to deliver unparalleled charm and tranquility in a picturesque waterfront setting. Don't miss your chance to make it your own! Schedule a showing today and embrace the lakeside lifestyle you've always dreamed of!

Interior Details

Square Feet
  • 1424

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 12632

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • N/A

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2018

$3,706

$0

$0

--%

$130,600

2019

$3,807

$0

$0

--%

$125,500

2018

$3,706

$0

$0

--%

$125,350

2017

$3,473

$0

$0

--%

$125,700

2016

$3,482

$0

$0

--%

$132,250

2014

$3,368

$0

$0

--%

$128,400

2013

$3,328

$0

$0

--%

$125,200

2012

$3,240

$0

$0

--%

$104,787

percent-home-icon

Average Home Price in 48706

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$514,900

2 Beds

1 Baths

1,424 Sqft

12,632 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
514,900
$
Down payment
102,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,089.4
$
HOA (Monthly)
0
$
PMI
0
$
$3,333
Your Payment
Total Monthly Payment:$3,333
Percent of Income:57%
Affordable:No

Details for 412 RICOMA BEACH RD

Property Debt

Foreclosure Contact Details