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$1,150,000

Listing Price

5beds

3baths

2,956sqft

34,507sqft lot

231 Richard Dr, Chestertown, MD 21620

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

354.92

Price / sqft

1981

Year built

Home Details

Experience the best of waterfront living just steps outside of the heart of Downtown Chestertown. Only a few blocks from shops, restaurants, the bustling farmers market, art galleries, annual festivals, and the vibrant cultural life that defines this beloved Eastern Shore community, this exceptional property offers a rare opportunity to enjoy riverfront living with walkable in-town convenience.n*nWith five (plus) bedrooms accommodating up to fourteen guests and three full baths, the home is designed for comfort, flexibility, and enjoyment. Multiple indoor and outdoor gathering spaces make it ideal for those seeking a full-time residence, a weekend retreat, a multi-generational destination, or a strong investment property with outstanding rental potential.n*nOn the main level, a cozy den with a wood-burning fireplace captures Chester River views, creating a warm and welcoming spot to relax after a day on the water. Additional living spaces provide room for groups to spread out-whether entertaining, working remotely, or simply taking a quiet moment to unwind. The primary suite offers its own private vantage point with a picture window overlooking the pool and riverfront-perfect for greeting the sunrise or watching wildlife glide across the water.n*nOutdoor living is where this property truly shines. Enjoy a covered patio for shaded summer crab feasts, a large deck with a stone fireplace for crisp evenings, and an in-ground pool that looks out toward the shore. With immediate wa

Interior Details

Square Feet
  • 2956

Bedrooms
  • 5

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    No Basement

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 34507

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Built-in

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Conventional

Exterior
  • Siding (not Specified)

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2021

$7,638

$0

$0

--%

$487,367

2020

$7,596

$264,500

$221,200

--%

$485,700

2019

$7,432

$0

$0

--%

$478,267

2018

$7,081

$0

$0

--%

$470,833

2017

$6,969

$264,500

$198,900

--%

$463,400

2015

$6,969

$264,500

$198,900

--%

$463,400

2014

$7,644

$304,500

$203,800

--%

$508,300

2012

$7,644

$0

$0

--%

$508,300

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Average Home Price in 21620

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$583,063

-- Beds

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Sold 10/14/2026

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Sold 07/07/2026

$949,004

-- Beds

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Sold 05/20/2026

$324,650

-- Beds

2.5 Baths

2,577 Sqft

22,216 Lot (sqft)

Sold 10/13/2026

$1,150,000

5 Beds

3 Baths

2,956 Sqft

34,507 Lot (sqft)

Sold 10/13/2026

$739,000

4 Beds

3 Baths

2,672 Sqft

15,980 Lot (sqft)

Sold 09/29/2026

$584,900

5 Beds

3 Baths

3,240 Sqft

11,403 Lot (sqft)

Sold 10/05/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,150,000
$
Down payment
230,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
6,900
$
HOA (Monthly)
0
$
PMI
0
$
$7,444
Your Payment
Total Monthly Payment:$7,444
Percent of Income:128%
Affordable:No

Details for 231 RICHARD DR

Property Debt

Foreclosure Contact Details

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