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$309,900

Listing Price

2beds

2.5baths

1,626sqft

1,218sqft lot

991 Reserve Dr, Elgin, IL 60124

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

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Already a member?

For Sale

Off Market

Single Family

Home type

190.59

Price / sqft

2008

Year built

Home Details

Welcome to 991 Reserve Drive, a spacious and thoughtfully updated Fenwick townhome in the Reserve of Elgin offering 2 bedrooms, 2.5 baths, a loft and a finished English-style lower level. The open main level flows from the living and dining areas into a kitchen with stainless steel appliances, 42-inch maple cabinetry and generous counter space. First-floor laundry adds convenience, while a private balcony offers a quiet place to relax outdoors. Upstairs, the 20' x 12' primary suite features a vaulted ceiling, large walk-in closet and en suite bath with a dual-sink vanity. A second bedroom and flexible loft complete the upper level. The 17' x 12' finished lower level has above-grade windows and room for recreation, exercise or another workspace. An attached two-car garage and abundant storage add everyday practicality. Flooring was updated on all three levels from 2023 through 2025. Appliance updates include the refrigerator in 2023, dishwasher in 2024, and washer, dryer and microwave in 2025. Bathroom updates in 2026 include new tile and two toilets. The Reserve of Elgin is adjacent to forest-preserve land with native prairie and wetlands, with walking and biking paths winding through the community. Dog-waste stations are located along the paths, and the Gail Borden Public Library's Rakow Branch is at the neighborhood's northwest corner. Randall Road shopping and dining are nearby, with convenient access to U.S. Route 20, I-90 and Metra service in Elgin.

Interior Details

Square Feet
  • 1626

Bedrooms
  • 2

Bathrooms
  • 2.5

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 1218

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$4,744

$13,507

$43,296

--%

$56,803

2018

$5,010

$12,724

$43,955

--%

$56,679

2017

$4,893

$12,029

$41,553

--%

$53,582

2016

$4,661

$11,160

$38,550

--%

$49,710

2015

$4,587

$10,229

$35,335

--%

$45,564

2012

$4,485

$10,369

$35,820

--%

$46,189

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Average Home Price in 60124

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Bed

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Sold Date

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Sold 10/22/2026

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2 Beds

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Sold 10/03/2026

$290,323

3 Beds

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0 Lot (sqft)

Sold 09/01/2026

$295,482

2 Beds

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0 Lot (sqft)

Sold 07/22/2026

$376,519

2 Beds

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Sold 07/22/2026

$441,080

2 Beds

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Sold 07/18/2026

$409,845

2 Beds

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Sold 06/04/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
309,900
$
Down payment
61,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,859.4
$
HOA (Monthly)
0
$
PMI
0
$
$2,006
Your Payment
Total Monthly Payment:$2,006
Percent of Income:34%
Affordable:No

Details for 991 RESERVE DR

Property Debt

Foreclosure Contact Details