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$119,900

Listing Price

2beds

2baths

864sqft

4,600sqft lot

1612 Ramsey St, Albert Lea, MN 56007

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

192.27

Price / sqft

1955

Year built

Home Details

This two-bedroom, two-bathroom one-story home in Albert Lea offers a solid foundation for comfortable living, along with opportunities to make it your own. Set on a manageable lot with an oversized one-car garage, the home also features a breezeway that connects the house and garagecomplete with a built-in brick charcoal grill and exhaust hood for added utility.nInside, youll find hardwood floors and two nicely sized bedrooms on the main level, along with a functional layout suited to everyday life. The lower level includes a bar area, a half-bath, and open space that was previously used as a family room and entertaining area. While it could use some refreshing, it offers great potential for flexible living or recreation space. New electrical panel installed 2025.nWhether youre a first-time buyer, downsizing, or looking for a home you can personalize over time, this property provides a great opportunity in a welcoming Albert Lea neighborhood.

Interior Details

Square Feet
  • 864

Bedrooms
  • 2

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Finished

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 4600

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Vinyl

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,050

$7,200

$75,000

--%

$82,200

2019

$834

$6,000

$63,100

--%

$69,100

2018

$806

$0

$0

--%

$0

2016

$612

$0

$0

--%

$0

percent-home-icon

Average Home Price in 56007

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$58,153

2 Beds

1 Baths

776 Sqft

6,000 Lot (sqft)

Sold 09/10/2026

$154,438

2 Beds

1.75 Baths

816 Sqft

7,000 Lot (sqft)

Sold 09/10/2026

$179,900

3 Beds

1 Baths

918 Sqft

6,000 Lot (sqft)

Sold 10/05/2026

$100,095

3 Beds

1 Baths

974 Sqft

8,150 Lot (sqft)

Sold 09/29/2026

$98,187

2 Beds

1 Baths

848 Sqft

4,787 Lot (sqft)

Sold 10/06/2026

$104,900

3 Beds

1 Baths

939 Sqft

6,000 Lot (sqft)

Sold 09/29/2026

$119,900

2 Beds

2 Baths

864 Sqft

4,600 Lot (sqft)

Sold 09/29/2026

$123,944

3 Beds

2 Baths

823 Sqft

6,000 Lot (sqft)

Sold 10/06/2026

$114,383

2 Beds

1 Baths

816 Sqft

5,978 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
119,900
$
Down payment
23,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
719.4
$
HOA (Monthly)
0
$
PMI
0
$
$776
Your Payment
Total Monthly Payment:$776
Percent of Income:13%
Affordable:Yes

Details for 1612 RAMSEY ST

Property Debt

Foreclosure Contact Details