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$1,649,000

Listing Price

3beds

3baths

1,186sqft

6,035sqft lot

495 Ramona Ave, Los Osos, CA 93402

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

1396

Price / sqft

1948

Year built

Home Details

Now Staged! This beautifully reimagined and fully renovated coastal retreat offers effortless single-level living with forever-protected, sweeping views of iconic Morro Rock, the bay, the dunes, and the distant hills of Cayucos and Morro Bay, all visible from the main living spaces, primary suite, and upstairs guest bedroom. From inside and out, take in the peaceful panorama while enjoying the soothing sound of the ocean carried in on the breeze. Spanning approximately 1,800 sq. ft., this 3-bedroom, 3-bath home blends thoughtful design with premium craftsmanship. White oak hardwood flooring runs throughout, complemented by recessed lighting, solid core wood doors, fluted bathroom detailing, and high-end finishes including Kohler fixtures in the bathroom, Brizo fixtures in the kitchen, and designer hardware. The open-concept kitchen is a showpiece with custom white oak cabinetry and island with storage, striking Taj Mahal quartzite countertops and backsplash, and high-end appliances seamlessly integrated for both style and performance. The light-filled primary suite opens through French doors to the beautifully landscaped front yard, where panoramic views of the Rock, dunes, and bay provide a stunning backdrop. Inside, the spa-like en-suite features a freestanding tub, walk-in shower with a Kohler Anthem system, dual closets, dual vanities, a private water closet, and a serene garden-view window. Each guest bedroom offers comfort and privacy, one with an en-suite bath on the l

Interior Details

Square Feet
  • 1186

Bedrooms
  • 3

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Yes

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    None

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 6035

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,548

$15,677

$40,332

--%

$56,009

2019

$2,536

$15,370

$39,542

--%

$54,912

2018

$2,551

$15,069

$38,767

--%

$53,836

2017

$2,481

$14,774

$38,007

--%

$52,781

2016

$1,526

$14,485

$37,262

--%

$51,747

2014

$1,467

$13,989

$35,985

--%

$49,974

2013

$1,463

$13,926

$35,823

--%

$49,749

2012

$1,472

$13,653

$35,121

--%

$48,774

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Average Home Price in 93402

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$785,137

2 Beds

1.5 Baths

1,047 Sqft

6,000 Lot (sqft)

Sold 08/27/2026

$1,649,000

3 Beds

3 Baths

1,186 Sqft

6,035 Lot (sqft)

Sold 09/29/2026

$779,000

3 Beds

2 Baths

1,256 Sqft

3,125 Lot (sqft)

Sold 10/13/2026

$1,275,000

2 Beds

1 Baths

1,019 Sqft

47,916 Lot (sqft)

Sold 10/13/2026

$842,317

3 Beds

2 Baths

1,360 Sqft

5,440 Lot (sqft)

Sold 10/13/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,649,000
$
Down payment
329,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
9,894
$
HOA (Monthly)
0
$
PMI
0
$
$10,674
Your Payment
Total Monthly Payment:$10,674
Percent of Income:183%
Affordable:No

Details for 495 RAMONA AVE

Property Debt

Foreclosure Contact Details

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