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$219,900

Listing Price

4beds

4baths

1,802sqft

3,861sqft lot

25 Prospect St, Utica, NY 13501

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

122.03

Price / sqft

1920

Year built

Home Details

Welcome to 25 Prospect St, a charming and spacious South Utica home filled with character and room to spread out! Offering 4 bedrooms and 4 baths, this home features beautiful high ceilings, generously sized bedrooms, and a warm, inviting layout. The first floor welcomes you with a spacious living room, formal dining room, and kitchen, creating the perfect setting for both everyday living and entertaining. Upstairs, youll find a huge sunroom filled with possibilities-an ideal place to relax, unwind, or enjoy your morning coffee. The third-floor attic offers two additional finished bonus spaces, perfect for a home office, hobby room, storage, or other flexible use. Additional updates include a newer gas hot water tank and furnace, along with vinyl windows for added comfort and efficiency. Outside, enjoy a private fenced-in backyard with plenty of space to relax, garden, or entertain, plus a driveway for convenient off-street parking. Conveniently located close to shopping, dining, schools, parks, and everything South Utica has to offer, this home combines space, character, and convenience in one inviting package!

Interior Details

Square Feet
  • 1802

Bedrooms
  • 4

Bathrooms
  • 4

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 3861

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,677

$7,700

$34,700

--%

$42,400

2018

$1,682

$7,700

$34,700

--%

$42,400

2017

$1,645

$7,700

$34,700

--%

$42,400

2016

$2,252

$7,700

$34,700

--%

$42,400

2015

$1,619

$7,700

$34,700

--%

$42,400

2013

$1,163

$7,700

$34,700

--%

$42,400

2011

$1,470

$7,700

$34,700

--%

$42,400

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Average Home Price in 13501

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$174,203

4 Beds

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5,000 Lot (sqft)

Sold 07/07/2026

$349,000

4 Beds

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1,768 Sqft

8,635 Lot (sqft)

Sold 10/05/2026

$220,612

4 Beds

1.5 Baths

1,846 Sqft

6,000 Lot (sqft)

Sold 10/06/2026

$106,900

3 Beds

1 Baths

1,576 Sqft

6,405 Lot (sqft)

Sold 10/05/2026

$96,909

3 Beds

1.5 Baths

1,874 Sqft

3,285 Lot (sqft)

Sold 09/29/2026

$299,900

3 Beds

1 Baths

1,852 Sqft

7,336 Lot (sqft)

Sold 10/05/2026

$179,000

4 Beds

2 Baths

1,560 Sqft

4,000 Lot (sqft)

Sold 10/05/2026

$204,386

4 Beds

1 Baths

1,846 Sqft

4,800 Lot (sqft)

Sold 10/05/2026

$295,272

3 Beds

2 Baths

1,800 Sqft

12,160 Lot (sqft)

Sold 10/06/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
219,900
$
Down payment
43,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,319.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,423
Your Payment
Total Monthly Payment:$1,423
Percent of Income:24%
Affordable:Yes

Details for 25 PROSPECT ST

Property Debt

Foreclosure Contact Details