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$299,900

Listing Price

3beds

1baths

1,852sqft

7,336sqft lot

7 Prospect St, Utica, NY 13501

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Pending

Off Market

Single Family

Home type

180.15

Price / sqft

1920

Year built

Home Details

Beautifully renovated single-family home located in desirable South Utica. This move-in-ready property offers 3 large bedrooms, 1 full bath, and 2 half baths, all thoughtfully updated. The home has been completely renovated in 2025, featuring all new windows and doors, new sheetrock walls, and new hardwood flooring throughout. The stunning new kitchen showcases an island, granite countertops, stainless steel appliances, stylish backsplash, and modern finishes. Additional updates include new electric fixtures, a dedicated laundry room, new furnace, new electrical service box, and new hardwood staircase. Enjoy year-round comfort with central air, plus a freshly painted interior. Exterior upgrades include new Trex front and back porches, while the basement features durable epoxy flooring, perfect for storage or additional usable space & 2 car garage. A truly turnkey home-nothing to do but move in!

Interior Details

Square Feet
  • 1852

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7336

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$970

$12,300

$43,800

--%

$56,100

2018

$2,226

$12,300

$43,800

--%

$56,100

2017

$2,177

$12,300

$43,800

--%

$56,100

2016

$2,980

$12,300

$43,800

--%

$56,100

2015

$2,142

$12,300

$43,800

--%

$56,100

2013

$1,538

$12,300

$43,800

--%

$56,100

2011

$1,178

$12,300

$43,800

--%

$56,100

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Average Home Price in 13501

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$174,203

4 Beds

1 Baths

1,688 Sqft

5,000 Lot (sqft)

Sold 07/07/2026

$149,000

4 Beds

2 Baths

1,658 Sqft

4,000 Lot (sqft)

Sold 10/13/2026

$220,612

4 Beds

1.5 Baths

1,846 Sqft

6,000 Lot (sqft)

Sold 10/13/2026

$106,900

3 Beds

1 Baths

1,576 Sqft

6,405 Lot (sqft)

Sold 10/18/2026

$269,900

3 Beds

2 Baths

1,940 Sqft

6,210 Lot (sqft)

Sold 10/18/2026

$299,900

3 Beds

1 Baths

1,852 Sqft

7,336 Lot (sqft)

Sold 10/13/2026

$96,909

3 Beds

1.5 Baths

1,874 Sqft

3,285 Lot (sqft)

Sold 10/13/2026

$289,000

4 Beds

3 Baths

2,078 Sqft

14,260 Lot (sqft)

Sold 10/05/2026

$174,900

4 Beds

2 Baths

1,703 Sqft

6,250 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
299,900
$
Down payment
59,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,799.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,941
Your Payment
Total Monthly Payment:$1,941
Percent of Income:33%
Affordable:No

Details for 7 PROSPECT ST

Property Debt

Foreclosure Contact Details